In the event thatI was to buy a simple residential propertyin Beddington mortgage fee and have no survey and no local authority searches how much would I expect to to save on my conveyancing in Beddington?

The sole reduction in fees you would make on is the costs for searches. A lawyer still be obliged to do everything else - money laundering, correspond with your vendors lawyer, stamp duty submission, register the ownership etc. A marginal saving might be made by not needing to register a mortgage however it won't be a lot.

It is a dozen years since I acquired my property in Beddington. Conveyancing solicitors have recently been retained on the sale but I can't locate my title documents. Is this a major issue?

You need not be too concerned. First the deeds may be with your lender or they could be in the possession of the lawyers who handled the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Beddington relates to registered property but in the unlikely event that your property is unregistered it is more of a problem but is not insurmountable.

I'm buying a new build house in Beddington benefiting from help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not reveal to my lawyer about the deal as it may impact my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Beddington before instructing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend refuse to issue a loan on a flying freehold premises.

It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you contact us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Beddington. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to appoint a conveyancing solicitor for my conveyancing in Beddington. I happened to discover a web site which looks to be the ideal answer If it is possible to get all this stuff done via email that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?