I have given 8 weeks notice to my existing landlord and must leave my let out flat in Beddington by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in six weeks as I wish to avoid having to move into short term accommodation?
Generally one should not serve notice on a rental unless exchange of contracts has taken place. If you have not previously done so, contact to your lawyer and request that they cajole the other side, try to get a realistic time scale from them that everyone will work to achieve
We are purchasing a terrace house in Beddington. We would like to carry out an extension to the side at the property.Will the conveyancing process include enquiries to ascertain if these alterations are allowed?
Your property lawyer will review the registered title as conveyancing in Beddington can occasionally reveal restrictions in the title deeds which restrict categories of changes or necessitated the consent of a 3rd party. Some additions call for local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.
I am being told by my solicitor that lack of building regulations insurance is needed on my purchase. What is the level of cover for Beddington conveyancing?
The right level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Barclays and Virgin Money. Conveyancing practitioners as opposed to borrowers take out such policies.
After much negotiation I have agreed a price on a house in Beddington. My financial adviser suggested a property lawyer. I paid an on account payment of £200. Shortly after, the solicitor called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have a terraced Victorian house in Beddington. Conveyancing lawyer acted for me and Skipton Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the matching property. Is it worth asking Skipton Building Society to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Beddington and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I'm buying a new build house in Beddington benefiting from help to buy. The developers would not budge the amount so I negotiated five thousand pounds worth of extras instead. The property agent told me not to tell my lawyer about this deal as it could put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How can the Landlord & Tenant Act 1954 affect my business premises in Beddington and how can your lawyers assist?
The particular law that you refer to provides protection to business lessees, granting the dueness to apply to court for a new lease and continue in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Beddington