My IFA has requested my Waddon law firm’s panel reference for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have tried my local Waddon branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Waddon property lawyer . They retain a central record lender panel numbers.
My grandmother passed away last year and as sole heir and executor I was left the property in Waddon. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Waddon? or Apparently there is a law dating back centuries that could mean that owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Waddon?
Unless a previous purchase of the property completed post 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Waddon to continue to advocate a chancel search and or chancel repair liability policy.
I'm buying a new build house in Waddon with a mortgage from Yorkshire Building Society. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not to tell my conveyancer about the extras as it could affect my mortgage with Yorkshire Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am four weeks into a leasehold purchase having been referred to solicitors by the high street agent to carry out the conveyancing in Waddon. I am am extremely disappointed with the quality of service. Could you you assist me in finding new lawyers?
They would have to be very bad to suggest diss instructing them. Has your loan offer been issued? If so you will need to inform them of the new lawyer and get the mortgage documents are issued to the new lawyers. Your solicitor ideally needs to be on the lenders panel to avoid escalating charges and delays. So that should be your starting point. Our search tool can assist you in finding a bank approved conveyancer for your conveyancing in Waddon