I am searching for value for money conveyancer. Do I opt for a web based conveyancer or a high street Croydon conveyancing solicitor?
Established third party connections is an important consideration when choosing conveyancing lawyers. Croydon conveyancers often have long term relationships with lenders and agents, local authorities, valuers and other law firms meaning the whole process is going to be much more straightforward for you. Possessing specialist knowledge of the local area is also a plus .
Forgive me if this question is silly but I am wet behind the ears as FTB of a garden flat in Croydon. Do I receive the keys to the premises on the completion date from my conveyancer? If so, I will instruct a local conveyancing solicitor in Croydon?
On the day of completion you do not need to attend the conveyancers office in Croydon. Conveyancing lawyers for you will transfer the completion advance to the vendor’s conveyancers, and once they have received this, you should be called to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.
We had appointed conveyancers based in Croydon on the Kent Reliance solicitor approved list. They have just billed me a supplemental amount for dealing with the Kent Reliance mortgage. Is this a supplemental conveyancing fee set by Kent Reliance?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor is entitled to levy a fee for this. The charge is not dictated by Kent Reliance but by your Croydon lawyer. Numerous firms on the Kent Reliance panel will quote ’dealing with mortgage’ fee but some firms include it on their overall fee.
I have paid off my mortgage with Barclays. I assume I don't need a Croydon property lawyer on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I am buying a new build flat in Croydon. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Croydon
Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Due to the guidance of my in-laws I had a survey completed on a house in Croydon prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some banks may refuse to grant a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Croydon. Conveyancing may be slightly more expensive based on your lender's requirements.
My company is wishing to take over a lease of a shop on a shopping parade. Can you recommend lawyers offering competitive costs for non-domestic conveyancing in Croydon for less than £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Croydon, including the sale and purchase of businesses as well as simply property. If you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right firm. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Let us have your contact information or telephone us so that we can supply you with a fixed commercial conveyancing quote.