There are numerous conveyancing solicitors in Selhurst but how do I know who I should use?

We would encourage you not to base your choice on the lowest Selhurst conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a ground floor flat in Selhurst. Do I collect the keys to the premises on completion from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Selhurst?

On the day of completion you do not need to go to the conveyancers office in Selhurst. Your solicitors will arrange to send the purchase money to the seller's lawyers, and once they have received this, you should be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.

I was told four weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Selhurst is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Selhurst for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the previous owner?

The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Selhurst conveyancing specialists.

I am purchasing my first flat in Selhurst with a mortgage from Leeds Building Society. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not reveal to my conveyancer about this extras as it would jeopardize my loan with Leeds Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a simple, chain free conveyancing. Selhurst is where the house is located. Can you shed any light on this issue?

Flying freeholds in Selhurst are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Selhurst you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Selhurst may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

If instructed can a conveyancer remove a person from the title of my home in Selhurst ?

Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer