Last October we completed a house move in West Norwood. We have noticed several problems with the property which we suspect were missed in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in West Norwood?

It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in West Norwood. Conveyancing searches and due diligence undertaken during the legal transfer of property are carried out to help avoid problems. As part of the process, a seller answers a questionnaire known as a Seller’s Property Information Form. answers ends up being misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in West Norwood.

What does my ID and proof of funds have anything to do with my conveyancing in West Norwood? Is this really warranted?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in West Norwood. However these days you can not proceed with any conveyancing deal if you have not submitting evidence of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Remember if you are supplying your driving licence as proof of identification it needs to be both the paper element as well as the photo card part, one is not satisfactory in the absence of the other.

Evidence of your source of money is required under Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer must retain this information on file. Your West Norwood conveyancing practitioner will require evidence of proof of funds prior to accepting any funds from you into their client account and they should also ask additional questions concerning the source of funds.

My relative recommended that if I am buying in West Norwood I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard West Norwood conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about West Norwood around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Norwood Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, West Norwood Education with plans and statistics, Local Amenities and other useful data about West Norwood.

I am buying a new build house in West Norwood benefiting from help to buy. The developers would not budge the price so I negotiated £7000 of additionals instead. The sale representative advised me not reveal to my lawyer about the deal as it could impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in West Norwood and I am already nervous. I couldn't find anything specific about West Norwood. Conveyancing will be needed in due course but do you know about the West Norwood area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at West Norwood. In the meantime here are some basic statistics that we found