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Find a Herne Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Herne Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Herne Hill conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Herne Hill

I have just started taking steps with the intention of transferring my existing standard loan to a Buy to Let Chelsea Building Society mortgage. I was told by my mortgage that I require a conveyancer as part of the process. I spoke to the same Herne Hill conveyancing practitioner who dealt with the legals when I initially bought the premises. The costs illustration sent of £500 has surprised me as its a remortgage than a sale or purchase.

The charges are a little high. If you shop around you could reduce the fees slightly by as much as £100 plus VAT. That being said, assuming were pleased with the service the firm offered you couldlive to rue choosing an an unknown solicitor. Remember to enquire that the solicitor can represent Chelsea Building Society. Do utilise our search tool to select a Herne Hill conveyancing firm on the Chelsea Building Society approved list of lawyers, which can often include conveyancing solicitors in Herne Hill.

My grandfather passed away last year and as sole heir and executor I was left the property in Herne Hill. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?

Where you plan to refinance then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.

I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Herne Hill is where the house is located. Is there any advice you can give?

Flying freeholds in Herne Hill are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Herne Hill you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Herne Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My business partner and I are hoping to lease a unit on the high street. Can you recommend solicitors offering fixed costs for non-domestic conveyancing in Herne Hill for under 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Herne Hill, including the sale and purchase of businesses as well as simply premises. Whether you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right firm. As for the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or telephone us so that we may furnish you with a detailed commercial conveyancing quote.

I’m about to sell my 2 bed apartment in Herne Hill. Conveyancing lawyers have not yet been instructed, but I have recently received a yearly maintenance charge demand – what should I do?

The sensible thing to do is clear the invoice as usual as all rents and service charges will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I am the leaseholder of a second floor flat in Herne Hill. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?

in cases where there is a absentee freeholder or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the amount due.

An example of a Freehold Enfranchisement matter before the tribunal for a Herne Hill property is 66 Southwell Road in March 2012. By Order of Deputy District Judge Stone dated 25 January 2012 a vesting order was made. The determination of the purchase price was referred to the Tribunal who decided that the amount payable for the freehold should be£29,612.00 This case affected 3 flats. The unexpired lease term was 72.58 years.

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Find out more about how flying freehold can affect your the value of a property.