Finally the sale completed on my house in Denmark Hill last August yet the purchaser is texting every few hours to moan that his conveyancer needs to hear from mine. What are the post completion sale formalities following completion?

Post completion of your disposal your conveyancer is obliged to deliver the transfer documentation and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your lawyer must also evidence that the home loan has been discharged to the buyers solicitors. There is unlikely to be post completion tasks unique to conveyancing in Denmark Hill.

I am purchasing a property in Denmark Hill. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Nottingham your lawyer must comply with the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to Nottingham where a lease does not meet these conditions. The requirements relate to the installation of panels on properties countrywide and is not limited to Denmark Hill.

I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Denmark Hill solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Denmark Hill postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Denmark Hill.

Virgin Money have agreed my mortgage in principle, my bid on a property in Denmark Hill has been accepted, now what?

Your property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s panel). Telephone Virgin Money or the financial adviser and complete any relevant forms. Virgin Money will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Virgin Money will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Denmark Hill.

My wife and I own a terraced Georgian property in Denmark Hill. Conveyancing lawyer represented me and Coventry Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the matching address. Is it worth asking Coventry Building Society to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Denmark Hill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing solicitor who carried out the work.

I've found a house that seems to meet my requirements, at a reasonable figure which is making it all the more appealing. I have since discovered that the title is leasehold rather than freehold. I would have thought that there are issues purchasing a house with a leasehold title in Denmark Hill. Conveyancing advisers have are about to be appointed. Will my lawyers set out the risks of buying a leasehold house in Denmark Hill ?

Most houses in Denmark Hill are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can help the conveyancing process. We note that you are buying in Denmark Hill so you should seriously consider shopping around for a Denmark Hill conveyancing solicitor and be sure that they are used to advising on leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to conduct alterations. You may also be required to pay a contribution towards the maintenance of the communal areas where the house is located on an estate. Your conveyancer will report to you on the legal implications.

After years of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Denmark Hill. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

in cases where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to assess the amount due.

An example of a Freehold Enfranchisement case for a Denmark Hill flat is 66 Southwell Road in March 2012. By Order of Deputy District Judge Stone dated 25 January 2012 a vesting order was made. The determination of the purchase price was referred to the Tribunal who decided that the amount payable for the freehold should be£29,612.00 This case affected 3 flats. The unexpired lease term was 72.58 years.

One month into buying a residence in Denmark Hill. Conveyancing lawyer has called to say the property is "Leasehold". Does this make a difference on the marketability of the house?

Denmark Hill conveyancing does not ordinarily involve leasehold houses. The key factor here is the unexpired lease term and the ground rent. If there are hundred of years years remaining with a peppercorn rent, it's essentially freehold, so it’s unlikely to affect the marketability significantly.

At the other extreme, if it's, say, 50 years it is bound to have a material impact on the saleability, and probably wouldn't be acceptable to the lender. The length of lease and ground rent will be set out in the lease provided to your conveyancing practitioner.