The Walworth conveyancing firm handling our Walworth conveyancing has spotted a difference between the surveyor’s assumptions in the valuation survey and what is revealed within the conveyancing documents. My lawyer says that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s approach right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

There are plenty of conveyancing solicitors in Walworth but how do I know who's good?

It would be unwise to be swayed by the lowest Walworth conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

This question may be naive but I am unexperienced as a 1st time purchaser of a two bedroom flat in Walworth. Do I pick up the keys to the house on completion from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Walworth?

On the day of completion you will not be required to go to the conveyancers office in Walworth. Conveyancing lawyers for you will transfer the completion advance to the owner’s lawyers, and once they have received this, you should be called to pick up the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.

My father advised me that in buying a property in Walworth there could be a number of restrictions preventing external changes to the property. Is this right?

There are anumerous of properties in Walworth which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Walworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Should my lawyer be raising questions regarding flooding during the conveyancing in Walworth.

Flooding is a growing risk for solicitors specialising in conveyancing in Walworth. Plenty of people will purchase a house in Walworth, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, but there are a numerous searches that may be carried out by the buyer or on a buyer’s behalf which will figure out the risks in Walworth. The standard completed inquiry forms sent to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to find out if the premises has historically flooded. In the event that flooding has previously occurred and is not revealed by the owner, then a purchaser may bring a claim for damages stemming from an misleading answer. The buyer’s lawyers may also order an enviro search. This will indicate if there is a recorded flood risk. If so, additional investigations will need to be conducted.

It has been four months since my purchase conveyancing in Walworth concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Is there anything unique about your site and other online quote calculators for conveyancing in Walworth?

At this site secure an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Walworth. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. Some agents and online brokers 'recommend' solicitors paying the most commission, rather than the best value conveyancing in Walworth