If you had a top tip for choosing a conveyancing solicitor in East Dulwich what would it be?
Do not opt for the lowest East Dulwich conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
What is the difference between a licensed conveyancer and conveyancing solicitor in East Dulwich
There are many recorded licenced Conveyancers in East Dulwich and Solicitor practices in East Dulwich who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I happen to be the single beneficiary of my late mum's will with all property in now in my sole name, including the house in East Dulwich. The East Dulwich property was put into my name in June. I want to move. I do know about the CML six month 'rule', meaning my property ownership could be considered the same way as if I'd bought the property in June. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How sensible a view banks take of it, depend on the lender as this obligation primarily exists to pick up on the purchase and immediately sell or the flipping of properties.
We are purchasing a house and the conveyancer has identified Chancel Repair for which the property could be obligated to pay as it falls into the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in East Dulwich
Unless a prior purchase of the property took place post 12 October 2013 you could expect conveyancing practitioners handling conveyancing in East Dulwich to continue to recommend a chancel search and or insurance against a claim.
My wife and I have a semi-detached Victorian house in East Dulwich. Conveyancing practitioner represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in East Dulwich and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing practitioner who conducted the work.
I am buying my first flat in East Dulwich with a loan from National Westminster Bank. The sellers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not disclose to my solicitor about this side-deal as it would adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing solicitor in East Dulwich for my home move. Is there any facility to check a solicitor's complaints history with the profession’s regulator?
One can find published Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after Jan 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded call for training purposes.