At what point can the exchange of contracts occur in sale conveyancing in East Dulwich and do I need to attend the lawyers branch?
If you are round the corner to one of the conveyancing solicitors in East Dulwich you are invited in to sign contracts. That being said, the lender approved solicitors we recommend supply countrywide coverage for conveyancing and give as equally diligent and professional a job for you when dealing with you digitally. The executing of the sale agreement is not when everything is set in stone. Signing on the dotted line is necessary for the solicitor to exchange contracts at the suitable time, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in East Dulwich)to be in the office at the appropriate time.
I have a decision in principle. The lender mentioned the loan came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would much rather instruct a high street conveyancing solicitor in East Dulwich?
You should check but the chances are that appoint one of their panel solicitors if you accept the "fee-free" deal. Call the bank and see if they offer you a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near East Dulwich.
My father informed me that in purchasing a property in East Dulwich there may be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
There are a number of properties in East Dulwich which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in East Dulwich should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to mortgage companies such as Barclays, do East Dulwich lawyers face a fee to be on the list of approved solicitors?
We are not aware of any lender fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
We expect to receive a DIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any East Dulwich solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint East Dulwich solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I need some expedited conveyancing in East Dulwich as I am under pressure to complete inside one month. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you are at free not to have searches conducted although no solicitor would recommend that you don't. With lots of history conveyancing in East Dulwich the following are examples of what can show up and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Over the last few months I have been searching for a flat up to £195,000 and identified one close by in East Dulwich I like with open areas and station nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in East Dulwich suitable, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan the remaining unexpired lease term will be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.