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Find a Brockley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Brockley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Brockley conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Brockley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Brockley

I happen to be the sole beneficiary of my late grandmother’s estate and I have everything in my name alone, including the house in Brockley. Conveyancing formalities meant that the Land Registry date was in March. I plan to dispose of the property. I do know about the CML six month 'rule', meaning my property ownership will be treated the same way as if I'd bought the house in March. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How practical a view mortgage companies take of it, depend on the lender as this requirement is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of property.

I currently have a mortgage with Leeds Building Society for my property in Brockley. Conveyancing was finalised months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?

Leeds Building Society must be informed of your intention in advance of renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel firm.

I am due to exchange contracts on my flat. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Kent Reliance are being pedantic. The Brockley solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are requiring a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?

It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Should commercial conveyancing searches disclose impending roadworks that could affect a commercial site in Brockley?

Many commercial conveyancing solicitors in Brockley will conduct a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Brockley. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Brockley.

For every commercial conveyancing transaction in Brockley it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Brockley commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Brockley.

How does conveyancing in Brockley differ for newly converted properties?

Most buyers of new build premises in Brockley approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because developers in Brockley usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Brockley or who has acted in the same development.

I'm converting the mortgage on my primary house to a BTL mortgage with The Royal Bank of Scotland and intend to use the remaining equity as a deposit on a second house. The neighborhood we are looking at is Brockley. Will your lawyers be able to act for both sets of banks and tie in the conveyances?

Make use of our search tool on this site to be sure that the solicitors are on the appropriate lender panels. Having checked that they are your solicitor should be able to tie up the two deals but you should talk with you solicitor and communicate your desired outcome and requirements.

My wife and I have selected a Brockley conveyancing solicitor for our home move (novice purchasers) and have spotted in the terms and conditions that they are not governed by the FCA. Need I be concerned or is that standard with solicitor?

We can't see why they should be. Most conveyancer don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who dictate strict stipulations regulating funds sitting on client account.

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Neighbouring Locations

Nunhead
Honor Oak
Brockley
Crofton Park
Rise Park

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