In what way does my ID and proof of funds have anything to do with my conveyancing in Rise Park? Is this really necessary?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Rise Park. However these days you will not be able to complete any conveyancing deal in the absence supplying evidence of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are supplying your driving licence as evidence of ID it must be both the paper part as well as the photo card part, one is not sufficient without the other.

Evidence of your source of money is mandated in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your lawyer will need to have this information on record. Your Rise Park conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask additional questions regarding the source of monies.

We are buying a house in Rise Park. I might seem paranoid but how we can trust a conveyancer? At some point we have to deposit our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My wife and I buying a end of terrace house in Rise Park. Our aim is to an extension at the rear at the house.Will legal due diligence on the property include investigations to see if these alterations were previously refused?

Your property lawyer will check the registered title as conveyancing in Rise Park will on occasion reveal restrictions in the title documents which restrict certain alterations or need the permission of another owner. Certain additions require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

I am the single beneficiary of my late father’s estate and I have everything in my name now, including the house in Rise Park. The Rise Park property was put into my name in December. I plan to dispose of the property. I understand that there is a CML six month 'rule', which means that my property ownership will be regarded the same way as though I had purchased the house in December. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. many mortgage companies would take a practical view as this provision primarily exists to pick up on subsales or the flipping of properties.

What does a local search tell me about the property my wife and I buying in Rise Park?

Rise Park conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search is essential in every Rise Park conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.

I opted to have a survey carried out on a house in Rise Park in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies may refuse to give a loan on a flying freehold property.

It depends who your proposed lender is. HSBC has different instructions from Halifax. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rise Park. Conveyancing may be slightly more expensive based on your lender's requirements.

How much experience do your Rise Park conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Rise Park conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Rise Park conveyancers have worked on recent similar matters.