Would the conveyancing solicitors that you recommend conduct auction conveyancing in Southend?

There are a number of niche practitioners we can connect you with those conducting auction conveyancing. Southend is one of the many areas of in which our lawyers have offices.

I purchased a freehold premises in Southend but nevertheless invoiced for rent, why is this and what is this?

It is rare for properties in Southend and has limited impact for conveyancing in Southend but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

Do I need to pop into the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Southend so that I can attend their offices if required.

Whereas this was necessary twenty years ago, almost all mortgage companies no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID documents and there are still manifest benefits to instructing a locally based ayer, in your situation a conveyancing solicitor in Southend.

When it comes to lenders such as , do Southend face an annual charge to be on the conveyancing panel?

We are unaware of any bank fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

Is there a list of panel solicitors in Southend on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings available online. Where you are in need of a Southend on the please use our facility.

After weeks of negotiation I have agreed a price on an apartment in Southend. My financial adviser suggested a . I paid an upfront payment of £225. A few days later, the called me to say that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, chain free conveyancing. Southend is where the house is located. Can you offer any assistance?

Flying freeholds in Southend are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Southend you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Southend may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.