Souldappointing a Catford conveyancing solicitor make the ownership transfer smoother?

On the whole conveyancing practitioners in your location will benefit from excellent alliances with your local authority, which can help with the Catford conveyancing searches that your lawyer will require on your transaction. It can only assist if they enjoy strong relationships with the Land Registry overseeing your area Catford, other conveyancers in the neighbourhood and Catford Estate Agents.

I am hoping to move into my new home in Catford next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the bank expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not limited to conveyancing in Catford.

My fiance and I are buying a 1 bedroom flat in Catford with a homeloan from Norwich and Peterborough Building Society.We would like to retain our Catford conveyancing lawyer but Norwich and Peterborough Building Society informed us he's not listed on their approved list of member firms. we are left little option but to use a Norwich and Peterborough Building Society panel solicitor or keep our high street solicitor and fork out for one of their panel ones to act for them. This seems very unfair; is there anything we can do?

No, not really. The home loan offered to you is subject to its various provisions, one of which will be that solicitors needs to be on the Norwich and Peterborough Building Society approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Norwich and Peterborough Building Society

Just had an offer accepted on a new build flat in Catford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Catford

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Whilst your website is a good idea there are many lawyers listed near Catford being on the mortgage company conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the mortgage company approved panel?

We are not in the business of recommending one firm above another as the right Catford conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Catford knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..