Find a Catford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Catford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Catford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Catford

I have just started taking steps with the intention of switching my current residential loan to a Buy to Let TSB mortgage. I have been informed by my broker that I must appoint a conveyancer as part of the process. I had a chat my former Catford conveyancing firm who dealt with the legals when I originally acquired the property. The fee estimate supplied of £470 has shocked me as its a remortgage than a sale or purchase.

The charges seem a little high. If you are content to invest time contrasting prices you could shave off some of the expense by say £100 plus VAT. That being said, if you were happy with the service the firm offered you couldcome to rue opting for an an untested lawyer. If is important to check that the firm can act for TSB. You can use our search tool to locate a Catford conveyancing firm on the TSB approved list of lawyers, which can often include conveyancing solicitors in Catford.

Me and my partner are soon to complete buying a property in Catford but as a consequence of wreckage from the recent storms I have managed to agree recompense from the seller in the sum of £3k in the form of a deduction in the price. I had intended this to be addressed as part of the conveyancing process yet Co-operative are not allowing this. Should they have been informed?

Your property lawyer that is on the Co-operative approved list is duty bound to advise Co-operative of any amendments to the purchase price. If you were to refuse your conveyancing practitioner to report the price change to Co-operative then they would have to discontinue acting for you. In addition, Co-operative and you would have to appoint a new lawyer for your conveyancing in Catford.

My relative advised me that where I am buying in Catford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes included in the estimate for your Catford conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Catford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Catford Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Catford Education with maps and statistics, Local Amenities and other useful data about Catford.

How does conveyancing in Catford differ for new build properties?

Most buyers of new build property in Catford come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in Catford usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Catford or who has acted in the same development.

I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable price which is making it more attractive. I have subsequently discovered that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a leasehold house in Catford. Conveyancing lawyers have are soon to be appointed. Will they explain the issues?

Most houses in Catford are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Catford so you should seriously consider shopping around for a Catford conveyancing solicitor and check that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the property is located on an estate. Your solicitor will advise you fully on all the issues.

I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal decide on such issues? Can you recommend a Catford conveyancing firm to assist?

Where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to make a decision on the premium.

An example of a Freehold Enfranchisement case for a Catford premises is 44 Elmer Road in January 2013. The Tribunal dacied that amount to be paid by the Leaseholders for the Landlords freehold reversion was £12,951 as at the valuation date (20" September 2012).This matter was referred back to the Bromley County Court to deal with costs, fees and any other outstanding matters. This case related to 2 flats. The unexpired residue of the current lease was 74.25 years.

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