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Recently asked questions about conveyancing in Blackheath

We were just about to exchange contracts for a freehold house in Blackheath. We encountered a snag. The mortgage offer with Leeds Building Society expires on 8/4/2019 but the vendors are insisting on a completion date of 10/4/2019. Can one prolong the mortgage expiry date?

The best person to address this question is your conveyancer who will hopefully determine if they corresponding with the mortgage broker, owner’s representatives, selling agents or possibly all three given the circumstances your conveyancing to date.

Various online forums that I have visited warn that are the primary reason for obstruction in Blackheath conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Blackheath.

I have a terraced Edwardian house in Blackheath. Conveyancing lawyer acted for me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blackheath and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing lawyer who carried out the work.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Blackheath is the location of the property. Can you shed any light on this issue?

Flying freeholds in Blackheath are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blackheath you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blackheath may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What does commercial conveyancing in Blackheath cover?

Non domestic conveyancing in Blackheath covers a wide array of guidance, offered by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

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Find out more about how flying freehold can affect your the value of a property.