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Ready to buy a new home in Cubitt Town? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cubitt Town conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Cubitt Town

My brother and I have just acquired a property in Cubitt Town. We have since encountered a number of problems with the house which we suspect were missed in the conveyancing searches. Is there anything we can do? What searches should? have been carried out as part of conveyancing in Cubitt Town?

The question is not clear as what problems have arisen and if they are relate to conveyancing in Cubitt Town. Conveyancing searches and investigations initiated during the legal transfer of property are supposed to help avoid problems. As part of the process, the vendor completes a form known as a Seller’s Property Information Form. answers is misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Cubitt Town.

Completed the sale of my flat in Cubitt Town last January but my buyer keeps texting every few hours complaining that his lawyer needs to hear from mine. What should have happened now that I have sold?

Following your disposal your lawyer is obliged to send the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor should also confirm that the home loan has been repaid to the purchasers lawyers. There are no post completion formalities specific conveyancing in Cubitt Town.

This question may be naive but I am unseasoned as a 1st time buyer of a two bedroom flat in Cubitt Town. Do I collect the keys to the premises on the completion date from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Cubitt Town?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you should be able to collect the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.

I am buying a property in Cubitt Town. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?

Given that you are obtaining a mortgage with Co-operative your lawyer must follow the conveyancing requirements set out in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Co-operative where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Cubitt Town.

Our offer on a detached house in Cubitt Town has been agreed to, but there is a chain. The vendors have put an offer on on an apartment, however it’s not yet tied up, and are looking at other flats booked. I have instructed a high street conveyancing solicitor in Cubitt Town. What should be my next step? At what stage should I apply for the mortgage with HSBC?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx one thousand pounds, then survey, Cubitt Town conveyancing search charges, etc). First, you should ensure that your solicitor is on the HSBC approved list. Concerning the subsequent steps this very much depends on the specifics of your transaction, desire for the property and on the state of the market. During a buoyant market many home buyers will apply for a home loan with HSBC and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to move forward with searches.

I purchased a terraced Victorian property in Cubitt Town. Conveyancing lawyer acted for me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cubitt Town and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who completed the work.

I am buying a new build apartment in Cubitt Town. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Cubitt Town

    The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan.

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