I am purchasing a house without a mortgage in Leamouth. I have lived for the previous 15 years in Leamouth. Conveyancing searches are expensive. Given that I know the road and vicinity intimately must I have all the conveyancing searches?

Provided that you do not need a home loan, then all but one or two of the Leamouth conveyancing searches are non-obligatory. Your conveyancer will 'advise', perhaps strongly, that you should have searches done, but he is duty bound to take that path of advice. Do bear in mind; if you are going to dispose of the house one day, it will be of importance to your future buyer what the searches reveal. Sometimes premises with day to day issues can still throw up unpredicted search results. A competent conveyancing solicitor in Leamouth should provide you some constructive guidance in this regard.

I have todaydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Leamouth for a purchase of a freehold house 12 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?

The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Leamouth conveyancing specialists.

I have been on the look out for a leasehold apartment up to £235,500 and found one close by in Leamouth I like with open areas and station in the vicinity, however it's only got 52 remaining years left on the lease. There is not much else in Leamouth in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you need a home loan that many years will likely be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

I am looking into buying my first house which is in Leamouth and I am already nervous. I couldn't find anything specific about Leamouth. Conveyancing will be needed in due course but do you know about the Leamouth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Leamouth. In the meantime here are some basic statistics that we found

I have miscalculated my finances and am a few grand short a 10% deposit on my flat purchase in Leamouth , but I am keen exchange. Do I have options?

You can accept a lesser deposit. Many vendors will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute