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Find a Isle of Dogs Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Isle of Dogs? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Isle of Dogs conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Isle of Dogs conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Isle of Dogs

I'm the sole recipient of my late father’s will with all property in now in my sole name, including the house in Isle of Dogs. The Isle of Dogs property was put into my name in July. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship will be regarded the same way as if I'd bought the property in July. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Most mortgage companies would take a pragmatic view as this requirement chiefly exists to identify the purchase and immediately sell or the flipping of property.

I am expecting a DIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Isle of Dogs solicitors on the Coventry BS conveyancing panel, or is it better to go independently?

You will need to appoint Isle of Dogs solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.

The mortgage over my property is with Barclays for my property in Isle of Dogs. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?

You must advise Barclays prior to letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel lawyer.

I completed on my apartment on 11 July and the transaction details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Isle of Dogs said it will be dealt with in a couple of weeks. Are titles in Isle of Dogs particularly slow to register?

As far as conveyancing in Isle of Dogs is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary according to the party submitting the application, whether there are errors and whether the Land registry must send notices to any other parties. Currently roughly 80% of submission are completed within 12 days but some can be subject to protracted hold-ups. Registration occurs after the buyer is living at the property thus an expedited registration is not always primary concern but where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

I am buying my first flat in Isle of Dogs with the aid of help to buy. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not reveal to my lawyer about this side-deal as it will put at risk my loan with Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Isle of Dogs is where the house is located. Can you shed any light on this issue?

Flying freeholds in Isle of Dogs are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Isle of Dogs you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Isle of Dogs may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Hoping to buy a property located in Isle of Dogs and I am already nervous. I couldn't find anything specific about Isle of Dogs. Conveyancing will be needed in due course but do you know about the Isle of Dogs area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Isle of Dogs. In the meantime here are some basic statistics that we found

Last updated

Neighbouring Locations

Cubitt Town
Isle of Dogs
Millwall
Dockland Settlement
Deptford

Find out more about how flying freehold can affect your the value of a property.