Are the BSA intent on creating a online directory to list law firms on the Earl Shilton BS conveyancing panel for example in Lewisham?
Lexsure has not been advised of any intention on the part of the BSA to promote such a search facility.
Can you help - my lawyer says that lack of building regulations insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Lewisham?
The appropriate level of lack of building regulations indemnity insurance should be dictated by who your lender. It would differ for example between Accord Mortgages Ltd and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I have paid off my mortgage with Aldermore. I assume I don't need a Lewisham lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
My offer was accepted on a property in Lewisham on 23/3/2022, valuation was booked 2 days later, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will our conveyancer be raising enquiries about flooding as part of the conveyancing in Lewisham.
The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Lewisham. Some people will acquire a house in Lewisham, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, but there are a numerous checks that can be carried out by the purchaser or by their solicitors which should give them a better appreciation of the risks in Lewisham. The conventional set of completed inquiry forms sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to find out whether the property has suffered from flooding. In the event that flooding has previously occurred which is not disclosed by the seller, then a buyer could commence a claim for damages stemming from an incorrect response. A purchaser’s conveyancers may also commission an environmental search. This will reveal if there is a recorded flood risk. If so, more detailed investigations should be initiated.
I need to retain a conveyancing solicitor for leasehold conveyancing in Lewisham. I happened to stumble across a web site which seems to have the ideal answer If there is a chance to get all the legals done via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I see that you have a post code search directory identifying law firms on the bank conveyancing panel. Do Lewisham conveyancing firms pay you a commission if I appoint them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Lewisham.