Me and my partner are purchasing a flat in Lewisham. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to deposit funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Please help - my lawyer advises that absentee landlord insurance is needed on my purchase. What is the level of cover for Lewisham conveyancing?
The right level of absentee landlord indemnity insurance should be dictated by who who your lender is. It would differ for example between and . Conveyancing lawyers as opposed to members of the public take out such policies.
Completion of my purchase has taken place for my property in Lewisham. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
About to purchase a new build apartment in Lewisham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Lewisham
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Due to the advice of my in-laws I had a survey completed on a property in Lewisham prior to appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some lenders may refuse to grant a loan on this type of premises.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lewisham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lewisham to see if the conveyancing will be more expensive.
I'm converting the mortgage on my primary property to a buy to let loan with and I will use the rest of the raised equity as a down payment on further property. The area we are interested in is Lewisham. Will your conveyancers be able to act for both sets of mortgage companies and tie in the conveyances?
Do use our search tool on this page to be sure that the conveyancers are on the relevant lender panels. Having checked that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and requirements.
My father has encouraged me to use his conveyancing solicitors in Lewisham. Should I find my own conveyancer?
There are no two ways about it the ideal way to choose a conveyancing solicitor is to have recommendations from friends or relatives who have actually previously instructed the conveyancer that you are contemplating using.