Find a Lewisham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lewisham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lewisham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lewisham conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Lewisham

Having been told to check out your web site we were about to go ahead with a conveyancing solicitor in Lewisham endorsed using your comparison tool but have come across alternative estimates via the web seem less expensive – why is this?

There are a variety of solicitors marketing theoretically looks to be the cheapest conveyancing in Lewisham. You should give due consideration as to how much you respect your own move to want to be penny wise pound foolish concerning the standard of the legal work. Many of them accentuate a low fee to catch your eye but hide extra costs in the fine print..

We are planning to move home in June. Does my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you put forward a removal company in Lewisham. Conveyancing firm was found prior to coming across this site.

On the day of completion you can collect the house keys from your selling agent however this should only be done after the sellers lawyers inform the agent that they have the completion monies and the keys can be released. You should tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you choose a residential property solicitor in Lewisham or a solicitor that specialises in conveyancing in Lewisham.

We have agreed to purchase a house in Lewisham. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?

As your lender is Lloyds your lawyer must check the formal requirements contained in Section two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Lloyds where a lease fails to meet these specifications. The provisions relate to the installation of panels on properties nationwide and is not isolated to Lewisham.

About to purchase maisonette in Lewisham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Lewisham conveyancing practitioner is on the Bank of Ireland conveyancing panel.

I acquired my home on 6 May and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Lewisham advises it should be formalised in a couple of weeks. Are titles in Lewisham uniquely lengthy to register?

As far as conveyancing in Lewisham registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can differ subject to who lodges the application, whether it is in order and if the Land registry communicate with any third persons or bodies. Currently roughly three quarters of submission are fully dealt with within 12 days but some can be subject to longer delays. Registration is effected after the new owner is living at the premises so an expedited registration is not typically primary concern but where there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.

I'm purchasing my first flat in Lewisham with the aid of help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not reveal to my conveyancer about this extras as it will adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Helen (my wife) and I may need to let out our Lewisham ground floor flat temporarily due to a new job. We used a Lewisham conveyancing firm in 2003 but they have closed and we did not think at the time seek any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?

Your lease governs relations between the freeholder and you the leaseholder; specifically, it will indicate if subletting is prohibited, or permitted but only subject to certain caveats. The rule is that if the lease contains no expres ban or restriction, subletting is allowed. Most leases in Lewisham do not prevent strict prohibition on subletting – such a provision would undoubtedly devalue the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly sending a copy of the tenancy agreement.

I am the registered owner of a two-bedroom flat in Lewisham. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Most certainly. We are happy to put you in touch with a Lewisham conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Lewisham flat is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case related to 2 flats. The number of years remaining on the existing lease(s) was 72 years.

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