Me and my husband are buying property in Lewisham. My Conveyancer is not on the lender solicitor panel. Am I still permitted to retain my Lewisham conveyancing solicitor notwithstanding that they are not on the mortgage company panel of approved conveyancing solicitors?
Various options include
- Carry on with your chosen Lewisham solicitor but your lender will no doubt instruct a solicitor from their conveyancing panel. The net result is additional fees and likely delay.
- Choose a fresh conveyancer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your lawyer to seek to join the mortgage company panel
We note that you have a post code search directory identifying firms on the Virgin Money conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Lewisham?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Lewisham.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Lewisham. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/4/2021, the requirements read as follows :
Can you point me to a directory of Nationwide panel solicitors in Lewisham on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings available over the internet. If you are in need of a Lewisham property lawyer on the Nationwide please make the most of our tool.
We have agreed to purchase a house in Lewisham. One unusual aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Skipton your lawyer must check the formal instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Skipton. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Skipton where a lease fails to satisfy these specifications. The requirements relate to the installation of panels on properties nationwide and is not isolated to Lewisham.
After months of negotiation I have agreed a price on a house in Lewisham. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £200. Soon after, the conveyancer contacted me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Stirling Law a few years past for my conveyancing in Lewisham. I now require my papers but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lewisham of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.