It may have been a long time coming a loan agreement from HSBC for the refinancing of my single bedroom apartment is due imminently. Can you recommend a cheap conveyancing practitioner in Lewisham?
You have arrived at the wrong site to search for the cheapest conveyancing in Lewisham. Our aim is to provide cost effective conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies teasing you with £99 conveyancing in Lewisham. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in extras and still not receive the service you were hoping for.
What is the difference between a licensed conveyancer and conveyancing solicitor in Lewisham
There are two types of lawyers who can execute conveyancing in Lewisham namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or purchase of property. They are both duty bound to carry out Lewisham conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that the requisite steps will be accurately followed.
My wife and I purchasing a 4 bedroom semi-detached house in Lewisham. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve enquiries to see if these works are permitted?
Your conveyancer should review the registered title as conveyancing in Lewisham will on occasion identify restrictions in the title deeds which prevent certain changes or need the consent of a 3rd party. Certain works need local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Lewisham conveyancer on the Lloyds panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
How does conveyancing in Lewisham differ for new build properties?
Most buyers of new build or newly converted property in Lewisham contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Lewisham tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Lewisham or who has acted in the same development.
I'm remortgaging my primary property to a BTL mortgage with TSB and I will use the ballance of the raised equity as a deposit on a second property. The neighborhood we are interested in is Lewisham. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Do use our search tool on this site to be sure that the solicitors are approved by both banks. Having checked that they are the lawyer will be able to tie up the two transactions but you should have a chat with you lawyer and communicate your desired outcome and requirements.
In scouring the world wide web for the phrase cheap conveyancing in Lewisham it reveals many solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for my move?
The ideal way of choosing the right conveyancer is via personal recommendation, so ask colleagues and relatives who have purchased a property in Lewisham or the reputable estate agent or mortgage broker. Charges for conveyancing in Lewisham vary, so it's advisable to request a minimum of three fee calculations from varying types of solicitors. Dont forget to clarify that the charges are guaranteed not to escalate.