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Find a Hither Green Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hither Green? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hither Green home move at risk of delay or failure.

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Recently asked questions about conveyancing in Hither Green

Our Hither Green lawyer has spotted a difference between the information in the home valuation report and what is revealed within the title deeds. My solicitor informs me that he must ensure that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s course or action right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

My Conveyancer in Hither Green is not on the HSBC Bank Solicitor Panel. Is it possible for me to retain my family solicitor notwithstanding that they are not on the HSBC Bank list of approved lawyers?

The limited options available to you here include:

  1. Carry on with your existing Hither Green solicitors but HSBC Bank will need to use a solicitor on their panel. This will result in additional overall conveyancing fees as well as result in delays.
  2. Find a new solicitor to act in the conveyancing, remembering to check they are HSBC Bank approved.
  3. Try to convince your HSBC Bank solicitor to seek to join the HSBC Bank panel

Will our solicitor be making enquiries about flooding as part of the conveyancing in Hither Green.

Flooding is a growing risk for conveyancers carrying out conveyancing in Hither Green. There are those who purchase a house in Hither Green, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Solicitors are not best placed to impart advice on flood risk, but there are a various checks that may be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Hither Green. The conventional set of property information forms given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard question of the owner to find out whether the premises has historically flooded. In the event that the premises has been flooded in past which is not disclosed by the owner, then a purchaser may commence a claim for damages as a result of such an incorrect reply. A buyer’s conveyancers will also order an environmental search. This should indicate if there is any known flood risk. If so, additional inquiries should be carried out.

My husband and I are new to the buying process - agreed a price, yet the estate agent told us that the vendor will only issue a contract if we instruct the agent's recommended solicitors as they want an ‘expedited deal’. We would rather use a family solicitor with experience of conveyancing in Hither Green

It is improbable the owners are driving this. If they desire ‘a quick sale', turning down a motivated buyer is counter productive. Bypass the agents and go straight to the sellers and make the point that (a)you are serious buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)but you are going to appoint your preferred Hither Green conveyancing solicitors - as opposed tothe ones that will earn the estate agent a referral fee or achieve conveyancing targets set by HQ.

I have just started marketing my 2 bed flat in Hither Green. Conveyancing solicitors are to be appointed soon, however I have recently had a yearly service charge invoice – should I leave it to the buyer to sort out?

It best that you clear the invoice as usual given that all rents and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

I have attempted and failed to negotiate with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Hither Green conveyancing firm to act on my behalf?

in cases where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to make a decision on the sum to be paid.

An example of a Freehold Enfranchisement matter before the tribunal for a Hither Green premises is 18 Handen Road in April 2013. On 26 October 2012 District Judge Zimmels sitting at the Lambeth County Court made a Vesting Order that the Applicants be granted the right to acquire the freehold upon such terms and at such price determined by the LVT. The Tribunal arrived a figure of £39,535 as a valuation for the enfranchisement. This case affected 3 flats. The unexpired residue of the current lease was 69.05 years.

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