I am need of leasehold conveyancing for a flat in a fairly new development (seven years old) in Mottingham. Almost all the appartments have already been disposed of. Is it really necessary to order conveyancing searches as part of conveyancing in Mottingham?

You would be putting yourself at risk in refusing to carrying out Mottingham conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that you have them. If timings and price are primary concerns you should consider with your lawyer about the options such as indemnity insurance available to you

Will our solicitor be making enquiries about flooding during the conveyancing in Mottingham.

Flooding is a growing risk for solicitors specialising in conveyancing in Mottingham. There are those who acquire a property in Mottingham, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.

Solicitors are not qualified to impart advice on flood risk, however there are a various searches that may be initiated by the buyer or by their solicitors which should give them a better understanding of the risks in Mottingham. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to determine whether the property has ever been flooded. In the event that flooding has previously occurred and is not disclosed by the seller, then a purchaser could bring a compensation claim resulting from an misleading response. A purchaser’s conveyancers should also carry out an environmental search. This will reveal whether there is any known flood risk. If so, further inquiries should be made.

I have recentlyfound out that Action Conveyancing have been shut down. They conducted my conveyancing in Mottingham for a purchase of a freehold house 10 months ago. How can I check that my home is not still registered in the name of the previous owner?

The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Mottingham conveyancing specialists.

I am purchasing my first flat in Mottingham with the aid of help to buy. The developers would not move on the price so I negotiated 6k of extras instead. The sale representative advised me not reveal to my lawyer about the side-deal as it would put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am using a search engine for the term on line conveyancing in Mottingham it brings up numerous conveyancerslocally. How do I determine which is the suitable conveyancer for me?

The preferential method of finding the right conveyancer is via personal referral, so ask friends and those you trust who have purchased a property in Mottingham or the respected estate agent or financial adviser. Costs for conveyancing in Mottingham differ, so it's advisable to secure a minimum of four quotes from different companies. Be sure to secure confirmation that the charges are guaranteed not to escalate.