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Find a Downham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Downham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Downham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Downham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Downham

Please could you recommend a Clydesdale accepted Downham conveyancing lawyer that can complete within a short deadline? Am I best advised to go for a local Downham conveyancer or a nationwide conveyancer?

We can recommend some very good Downham conveyancing firms. You can also walk up the high street in Downham. Go in to two or three law practices and request to see a conveyancing solicitor for a fee estimate. Mention your time frames together with the reasons and ask for a commitment on your deadline. Choose the one that genuine.

What is the difference between a licensed conveyancer and conveyancing solicitor in Downham

There are many recorded licenced Conveyancers in Downham and Solicitor partnerships in Downham to choose from It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

We are due to move house in April. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Downham. Conveyancing solicitor was chosen before I stumbled across your page.

On the day of completion you can pick up the house keys from the property agent but this can only be done after the vendors conveyancers inform the agent that they have the completion monies and the keys can be collected. After that you should tell the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can help you choose a residential property solicitor in Downham or a lawyer with expertise in conveyancing in Downham.

We were going to get a AIP from Virgin Money this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Downham solicitors on the Virgin Money conveyancing panel, or is it better to go independently?

You will need to appoint Downham solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.

I have been told that property searches are the main cause of stalling in Downham house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Downham.

I am purchasing my first flat in Downham with a mortgage from National Westminster Bank. The developers would not budge the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not to tell my solicitor about this extras as it will put at risk my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a leasehold apartment up to £305k and identified one round the corner in Downham I like with amenity areas and station nearby, however it only has 61 years unexpired on the lease. I can't really find anything else in Downham in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.

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