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Find a Downham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Downham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Downham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Downham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Downham

We see that you have a search directory identifying firms on the Nationwide conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Downham?

We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Downham.

What is the difference between a licensed conveyancer and conveyancing solicitor in Downham

There are many recorded licenced Conveyancers in Downham and Solicitor partnerships in Downham who provide Conveyancing services We would stress that both are regulated professionals specialising in the legal work in transferring property. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

When it comes to mortgage companies such as UBS, do Downham conveyancers have to pay an annual charge to be on the list of approved solicitors?

We are unaware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

I had a mortgage agreed in principle with Santander. Downham conveyancing practitioners were appointed. How long does it take for Santander to forward the offer to the property lawyer?

Some lenders take longer than others. Have Santander done the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

How does conveyancing in Downham differ for newly converted properties?

Most buyers of new build residence in Downham come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Downham tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Downham or who has acted in the same development.

Is it best to choose a Downham conveyancing lawyer based in the vicinity that I am purchasing? We have a good friend who can carry out the legal work but his firm is located 300kilometers drive away.

The primary upside of using a high street Downham conveyancing practice is that you can attend the office to sign documents, deliver your ID and apply pressure on them if necessary. Having local Downham know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and in the main were content that must trump using an unknown Downham conveyancing lawyer just because they are local.

I am attracted to a couple of maisonettes in Downham both have approximately fifty years left on the lease term. Will this present a problem?

There are plenty of short leases in Downham. The lease is a legal document that entitles you to use the property for a period of time. As the lease gets shorter the marketability of the lease reduces and results in it becoming more expensive to extend the lease. This is why it is advisable to increase the term of the lease. It is often difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a difficult process. We advise that you get professional assistance from a solicitor and surveyor with experience in this arena.

I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Downham conveyancing firm to represent me?

Most certainly. We can put you in touch with a Downham conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Downham flat is Ravensbourne Lodge 4 Highland Road in February 2013. the Tribunal held that the amount payable for the freehold was £22,268

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