Can I use your services to recommend a Conveyancing solicitor in Kidbrooke even if I’m not purchasing or disposing of a house, for instance where I intend to acquire an office in Kidbrooke with a mortgage from Coventry Building Society?
The service is predominantly used to get a quote from domestic conveyancing solicitors in Kidbrooke but we have recorded at the end of this page a selection of Kidbrooke commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Coventry Building Society
Is it correct that all Kidbrooke CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?
Some major lenders now utilise CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
How can we tell if a Kidbrooke conveyancing solicitor on the Santander panel is any good?
When it comes to conveyancing in Kidbrooke seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor conducting your transaction.
TSB have agreed my home loan in principle, my offer on a property in Kidbrooke has been accepted, now what?
Your property agent will need to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the lender’s panel). Call up TSB or the broker and finalise any relevant documentation. TSB will instruct a valuer who will get in touch with the selling agent or owners to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. TSB will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Kidbrooke.
I have a renovated Georgian house in Kidbrooke. Conveyancing practitioner represented me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kidbrooke and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing lawyer who completed the work.
How does conveyancing in Kidbrooke differ for new build properties?
Most buyers of new build premises in Kidbrooke approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Kidbrooke tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Kidbrooke or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Kidbrooke is where the house is located. Is there any advice you can give?
Flying freeholds in Kidbrooke are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kidbrooke you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kidbrooke may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.