My previous conveyancer has given a fee calculation of £1200 for fixed fee conveyancing in Shooter's Hill. I am hoping to downsize from a Edwardian house for £175,000. Is this too much? Is it above the norm for conveyancing in Shooter's Hill?
The charges are a little high. If you shop around you could decrease the fees marginally by say £125. On the other hand, you couldcome to rue opting for an an untested lawyer. Don't forget to be sure the firm can act for your lender. You can make use of our search tool to select a Shooter's Hill conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Shooter's Hill.
The mortgage over my property is with Nationwide for my property in Shooter's Hill. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?
Nationwide must be informed of your intention prior to renting your property as this is likely to be a breach of Nationwide’s mortgage conditions. It may be that Nationwide will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. You need not do this via a Nationwide conveyancing panel solicitor.
I was told two weeks ago that my mortgage has been agreed to by Coventry BS. Is it usual for Coventry BS to only issue the offer once my solicitor in Shooter's Hill is approved on their conveyancing panel? Coventry BS have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Shooter's Hill solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Shooter's Hill postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Shooter's Hill.
I have a semi-detached Edwardian property in Shooter's Hill. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shooter's Hill and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the purchase.
What tools are available to locate a Shooter's Hill law firm on the HSBC Bank conveyancing panel? I am a keen cyclist and am willing to travel upto 25miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please choose the bank and your location and you will see a number of Shooter's Hill conveyancing lawyers based on proximity. We have detailed some Shooter's Hill conveyancing firms at the bottom of this page and you can ring them to check if they are on the HSBC Bank panel
As co-executor for the will of my grandmother I am disposing of a house in Monmouth but live in Shooter's Hill. My conveyancer (approximately 300 miles awayneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Shooter's Hill who can attest this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Shooter's Hill based