What does my ID and proof of funds have anything to do with my conveyancing in Avery Hill? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Avery Hill. However these days you can not proceed with any conveyancing deal if you have not submitting proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a utility bill. Remember if you are supplying your driving licence as evidence of identification it needs to be both the paper element and photo card part, one is not acceptable without the other.
Proof of the source of monies is necessary in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer will need to have this information on file. Your Avery Hill conveyancing lawyer will need to see evidence of proof of funds prior to accepting any money from you into their client account and they will also ask additional questions concerning the origin of monies.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Avery Hill. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/2/2026, the requirements read as follows :
Last month we had a mortgage agreed in principle with Santander. Avery Hill conveyancing solicitors were instructed. How long does it take for Santander to issue the offer to the lawyer?
Some lenders take longer than others. Have Santander conducted the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Avery Hill property lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Avery Hill. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have justbecome aware that Stirling Law have closed. They carried out my conveyancing in Avery Hill for a purchase of a freehold house 10 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Avery Hill conveyancing specialists.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Avery Hill is where the house is located. Is there any advice you can impart?
Flying freeholds in Avery Hill are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Avery Hill you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Avery Hill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.