Do the Building Society Association intend to launch a online directory to list solicitors on the Earl Shilton BS conveyancing panel for instance in Lamorbey?
Lexsure has not been advised of any intention on the part of the BSA to develop such a tool.
I am the sole recipient of my late mum's estate and I have everything in my name alone, including the house in Lamorbey. Conveyancing formalities meant that the Land Registry date was in January. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the house in January. Is the property unsalable for six months?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this clause is chiefly there to identify the purchase and immediately sell or the quick reselling of properties.
I am selling my apartment. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Leeds Building Society are being problematic. The Lamorbey solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After what feels like an age I have had an offer on an apartment in Lamorbey accepted, the owners do nevertheless have an associated purchase. The owners have offered on somewhere, however it’s not been accepted yet, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Lamorbey. What should be my next step? When should I get the mortgage application with Co-operative going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then valuation, Lamorbey conveyancing search costs, etc). The first thing to do is check that your lawyer is on the Co-operative conveyancing panel. Concerning the next stages this very much depends on the specifics of your transaction, desire for the property and on the state of the market. During a buoyant market many buyers will apply for the mortgage with Co-operative and arrange for the valuation and only if it was satisfactory would they request their lawyer to proceed with searches.
I decided to have a survey carried out on a house in Lamorbey prior to appointing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may not issue a loan on such a premises.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Lamorbey. Conveyancing will be smoother if you use a solicitor in Lamorbey especially if they regularly deal with such properties in Lamorbey.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £475,000 maisonette in Lamorbey in nine days. The management company has quoted £420 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in Lamorbey?
For most leasehold sales in Lamorbey conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering conveyancing due diligence enquiries
Where consent is required before sale in Lamorbey
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I have had difficulty in trying to purchase the freehold in Lamorbey. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the price.
An example of a Lease Extension decision for a Lamorbey flat is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case affected 1 flat.
I acquired a property in Lamorbey last 27/12/2024 and to date it is still not recorded with the Land Registry. It was part of a development site and my lawyer told me that it can take over a year to register. I have called HMLR directly and they have informed me the initial application was cancelled due to questions not being addressed in time. Should I be concerned?
Contact your conveyancing practitioner - Where you are unsatisfied with the responses, look up their internal complaints procedure and amplify your problem to a Complaints Manager. Registrations for Lamorbey conveyancing are not known to be especially complex.