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Recently asked questions about conveyancing in Chislehurst

My fiance’s uncle is a conveyancing practitioner. I am hopeful that I'll be able to get mate’s rates for conveyancing, However if that does not come materialise, what kind of costs would I typically be looking at for conveyancing in Chislehurst?

Do contrast pricing. Do use our comparison tool on this page. You will notice that charges may vary but the service one can expect are distinct between law firms as is true with most professions.

Should my conveyancer be raising enquiries concerning flooding as part of the conveyancing in Chislehurst.

Flooding is a growing risk for solicitors dealing with homes in Chislehurst. Some people will acquire a house in Chislehurst, fully aware that at some time, it may be flooded. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Solicitors are not qualified to give advice on flood risk, but there are a various searches that may be carried out by the purchaser or by their lawyers which can give them a better appreciation of the risks in Chislehurst. The standard completed inquiry forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the seller to determine whether the property has suffered from flooding. If the premises has been flooded in past which is not disclosed by the owner, then a purchaser may commence a legal claim for losses stemming from an misleading response. A buyer’s conveyancers will also order an environmental report. This will disclose whether there is any known flood risk. If so, additional inquiries should be carried out.

I purchased a semi-detached Georgian property in Chislehurst. Conveyancing solicitor acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chislehurst and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing lawyer who conducted the work.

I am looking for a ground for flat up to £235,500 and identified one round the corner in Chislehurst I like with open areas and station nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Chislehurst suitable, so just wondered if I would be making a grave error buying a short lease?

If you need a home loan the shortness of the lease will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

In my capacity as executor for the will of my grandmother I am selling a property in Newport but I am based in Chislehurst. My lawyer (approximately 260 kilometers from merequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Chislehurst who can witness this legal document for me?

strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Chislehurst based

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