I'm in the process of transferring my current homeowner home loan to a BTL TSB mortgage. The bank has said that I require a conveyancer as part of the process. I spoke to my former Chislehurst conveyancing firm who acted on my behalf when I first acquired the premises. The costs illustration provided of £500 has shocked me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The quote is fractionally on the high side. If you are happy to spend time scrutinising costs you might trim some of the cost by as much as £100 plus VAT. That being said, providing that you were happy with the legal work the firm provided you mightcome to regret opting for an a cheaper solicitor. If is important to ensure that the firm can also act for TSB. You can employ our search tool to locate a Chislehurst conveyancing firm on the TSB approved list of lawyers, which can often include conveyancing solicitors in Chislehurst.
At what point will exchange of contracts occur in sale conveyancing in Chislehurst and am I required to be at the conveyancers branch?
If you are round the corner to our conveyancing solicitors in Chislehurst you are welcome to attend to sign contracts. That being said, the lender approved solicitors we recommend supply countrywide coverage for conveyancing and provide as equally detailed and professional a job for you when communicating with you electronically. The executing of the property agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the conveyancer to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Chislehurst)to be in the office at the appropriate time.
I am buying a 4 bedroom semi-detached house in Chislehurst. The intention is to an extension at the rear at the house.Will legal investigations on the property involve investigations to ascertain if these works are allowed?
Your solicitor will check the deeds as conveyancing in Chislehurst will occasionally reveal restrictions in the title deeds which restrict categories of alterations or require the permission of a 3rd party. Many extensions need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor before you commit yourself to a purchase.
is it true that all Chislehurst solicitor firms on the HSBC conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the HSBC conveyancing panel they would need to be regulated by the SRA. The majority of banks do allow licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.
Principality have agreed my mortgage in principle, my bid on a flat in Chislehurst has been agreed to, what happens next?
The property agent will need to know who your solicitors are (make sure the property lawyers are on the lender’s panel). Call up Principality or your broker and complete any appropriate paperwork. Principality will instruct a valuer who will get in contact with the selling agent or owners to book an appointment. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Principality will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Chislehurst.
I'm remortgaging my existing house to a buy to let loan with Chelsea Building Society and intend to use the remaining equity as a deposit on another house. The area we are interested in is Chislehurst. Will your solicitors be able to act for the two banks and link together the two deals?
Do use our comparison tool on this page to be sure that the solicitors are on the relevant lender panels. Having checked that they are your lawyer will be able to simultaneously deal with the two deals but you should talk with you solicitor and make clear your desired outcome and needs.
I have been sourcing a conveyancing solicitor in Chislehurst for my home move. Can I review a firm’s record with the profession’s regulator?
Members of the public can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training reasons.