Our Chislehurst conveyancer has identified a discrepancy between the assumptions in the valuation report and what is in the title deeds. My lawyer has advised that he must check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Are all Chislehurst Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved solicitors?
Some major lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
I'm at the point of viewing houses in Chislehurst and I am now considering a potential offer. Should I already have a property lawyer in place at this stage? I intend to finance via a mortgage with TSB.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are getting a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.
Coventry BS have agreed my mortgage in principle, my bid on a property in Chislehurst has been agreed to, what are the next steps?
Your property agent will want to be advised as to your conveyancer's details (be sure the solicitors are on the bank’s panel). Telephone Coventry BS or the broker and complete any relevant documentation. Coventry BS will appoint a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Coventry BS will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Chislehurst.
My wife and I are selling our home in Chislehurst and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local lawyer would know this is not the case. For the life of me I don't know why the buyers are using a web based conveyancing firm rather than a conveyancing solicitor in Chislehurst. We have lived in Chislehurst for 5 years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I used Action Conveyancing several years ago for my conveyancing in Chislehurst. Now, I need my documents however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chislehurst of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In surfing the world wide web for the words cheap conveyancing in Chislehurst it brings up numerous solicitorsin the vicinity. With so much choice what is the best way to find the suitable property lawyer for my move?
The best method of choosing the right conveyancer is through a personal recommendation, so ask colleagues and those you trust who have bought a property in Chislehurst or a reputable estate agent or financial adviser. Fees for conveyancing in Chislehurst differ, so it's advisable to request at least three estimates from varying types of companies. Be sure to obtain confirmation that the fees are fixed.