My brother and I have recently acquired a house in Foots Cray. We have since encountered a number of problems with the property which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that should have been conducted as part of conveyancing in Foots Cray?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Foots Cray. Conveyancing searches and investigations initiated as part of the legal transfer of property are designed to help avoid problems. As part of the process, a seller fills in a questionnaire referred to as a SPIF. If the information proves to be incorrect, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Foots Cray.
Why is leasehold purchase conveyancing in Foots Cray is more expensive?
Foots Cray leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
We are aiming to move home in May. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Foots Cray. Conveyancing solicitor was chosen prior to coming across your site.
On the afternoon of completion you will need to pick up the keys from your property agent however this should only happen once the vendors solicitors inform the agent that the monies to complete are in and the keys can be collected. Subsequently you will need to inform the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can assist you in choosing a residential property solicitor in Foots Cray or a legal practice that specialises in conveyancing in Foots Cray.
How can we know in advance if a Foots Cray conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Foots Cray seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your transaction.
We were going to get a OIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Foots Cray solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Foots Cray solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Foots Cray is where the house is located. What do you suggest?
Flying freeholds in Foots Cray are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Foots Cray you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Foots Cray may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How easy is it to use your search facility to locate a conveyancing solicitor in Foots Cray on the panel for my lender?
Step one is to pick a lender such as HSBC Bank, The Mortgage Works or Godiva Mortgages Ltd then specify your preferred area a common one being Foots Cray. Conveyancing organisations in Foots Cray and further afield should be listed.