We are purchasing a 2 bedroom flat in Plumstead with a mortgage. We would like to retain our Plumstead conveyancer, however the bank says she’s not on their "panel". We have to appoint one of the lender panel firms or keep our Plumstead as well as pay for one of their panel ones to act for them. We consider that this is unjust; is there anything we can do?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Plumstead conveyancing solicitor to apply to be on the conveyancing panel.

Can the conveyancing lawyers listed on your site carry out right to buy conveyancing in Plumstead?

We work with plenty of conveyancing practitioners carrying out right to buy conveyancing Do get in touch with us with a view to secure a costs calculation.

I am looking for a flat up to £305k and identified one round the corner in Plumstead I like with amenity areas and transport links in the vicinity, the downside is that it's only got 49 years unexpired on the lease. I can't really find anything else in Plumstead suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the remaining unexpired lease term may be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

I need to retain a conveyancing solicitor for freehold conveyancing in Plumstead. I have chance upon a site which looks to be the ideal solution If there is a chance to get all the legals completed via phone that would be preferable. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am buying a house mortgage free. My conveyancer has been handed with two distinct proof of photographic ID, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer advising that the funds are in order and that it has come from inheritance and not via illegitimate means.

In today’s world you will not be able to complete any Plumstead conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering Regulations.