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Recently asked questions about conveyancing in The Ridgeway

I have given 2 months notice to my current landlord and must leave my let out flat in The Ridgeway by 5/6/2019. Conveyancing for my house purchase has just started. How realistic is it to complete in 4 weeks as I wish to avoid having to find temporary accommodation?

Generally one should not give notice for your letting until your lawyer suggests that you should. If you have not previously done so, notify to your lawyer and request that they cajole the sellers solicitors, try to get a realistic time scale from them that everyone will aim towards

I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when buying a house in The Ridgeway? or Apparently there is historic law that means some house owners residing in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this relevant for conveyancing in The Ridgeway?

Unless a previous acquisition of the premises took place post 12 October 2013 you may take it that solicitors delivering conveyancing in The Ridgeway to continue to recommend a chancel search and or chancel repair liability insurance.

How does conveyancing in The Ridgeway differ for new build properties?

Most buyers of new build property in The Ridgeway come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because builders in The Ridgeway tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in The Ridgeway or who has acted in the same development.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in The Ridgeway I like with a park and transport links in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in The Ridgeway suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a mortgage the shortness of the lease will be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.

I'm selling a house in The Ridgeway. I have found my conveyancer's company on the CLC list, but I can't find my lawyer's name as listed on the regulator's website. Is this a big problem?

Not all staff in the company must be listed by the regulator. As long there is a manager qualified to 'oversee' the conveyancing, the actual day-to-day activity can be conducted by unqualified staff.

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Neighbouring Locations

Creekmouth
Thamesmead
Plumstead
The Ridgeway
Crossness
Abbey Wood
West Heath

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