Would the conveyancing solicitors listed on your site handle conveyancing in The Ridgeway by way of an attended exchange?

There are a few conveyancing experts who can conduct personalised exchanges. You should contact us to obtain a fee calculation and details as to dates.

I'm buying a new build house in The Ridgeway with a mortgage from The Mortgage Works. The developers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not inform my conveyancer about the extras as it may put at risk my loan with The Mortgage Works. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £305k and identified one close by in The Ridgeway I like with open areas and station nearby, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in The Ridgeway suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

If you need a home loan that many years will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

I am selling my house. My former conveyancers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in The Ridgeway if that makes things easier.

Do use our search tool to help you choose a solicitor for your conveyancing in The Ridgeway. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

Should I stop the direct debit for my mortgage with Bank of Ireland once a completion date for my sale in The Ridgeway has been set?

You are best advised to keep paying any mortgage sums to Bank of Ireland pending the mortgage being discharged out of the proceeds of sale as part of your The Ridgeway conveyancing.