We are about to exchange contracts for a property in Crossness. We encountered a snag. Our loan offer with Chelsea Building Society runs out on 16/1/2026 but the vendors are suggesting a completion date of 20/1/2026. Is it possible to prolong the loan expiry date?
The best person to deal with your question is your conveyancer who will determine if they better off negotiating with the bank, seller’s solicitors, estate agents or conceivably all parties based on the circumstances your conveyancing as of today.
I am due to move home in February. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Crossness. Conveyancing solicitor was organised prior to coming across your page.
On the afternoon of completion you can pick up the house keys from your property agent however this can only happen once the vendors conveyancers inform the agent that the monies to complete are in and the keys can be given over. After that you can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you find a residential property solicitor in Crossness or a lawyer with expertise in conveyancing in Crossness.
When it comes to mortgage companies such as TSB, do Crossness conveyancing practitioners have to pay an annual charge to be on the conveyancing panel?
We are not aware of any bank fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on a property in Crossness on 8/10/2025, valuation was booked 4 days later, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Crossness differ for new build properties?
Most buyers of new build or newly converted property in Crossness contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because builders in Crossness tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Crossness or who has acted in the same development.
I have been sourcing a conveyancing practitioner in Crossness for my house move. Is there any facility to review a firm’s record with the profession’s regulator?
One may see documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA may monitor call for training reasons.
When it comes to my conveyancing in Crossness should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Crossness conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the lawyer's time in submitting the funds this way.