It has come to my attention via my broker that my Belvedere property lawyer is not on the bank Solicitor panel. How can I check?

The first thing you need to do is to call your Belvedere lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may be able to suggest a Belvedere conveyancing practice that is on the conveyancing panel for your bank.

My brother and I have just bought a house in Belvedere. We have noticed several issues with the house which we believe were missed in the conveyancing searches. What action can we take? What searches should? have been carried out for conveyancing in Belvedere?

It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Belvedere. Conveyancing searches and investigations initiated during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a property owner answers a document known as a SPIF. answers ends up being inaccurate, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Belvedere.

Me and my brother have a semi-detached Georgian house in Belvedere. Conveyancing practitioner acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Belvedere and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing practitioner who carried out the work.

I'm purchasing my first flat in Belvedere with the aid of help to buy. The sellers refused to reduce the amount so I negotiated 6k of additionals instead. The sale representative advised me not reveal to my conveyancer about this side-deal as it could jeopardize my loan with Norwich and Peterborough Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am buying a maisonette mortgage free. My conveyancer has been handed with two distinct forms of photographic ID, bank statement, endless utility bills. Now he wants a copy from a probate lawyer acknowledging that the funds are in place and that it has come from inheritance and not selling fake watches.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Belvedere conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.