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Find a Upton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Upton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Upton home move at risk of delay or failure.

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Recently asked questions about conveyancing in Upton

What is the difference between a licensed conveyancer and conveyancing solicitor in Upton

Two types of professional can conduct conveyancing in Upton namely licenced conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or purchase of property. They are both obliged to conduct Upton conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally administered and that all requirements and steps should be accurately followed.

Forgive me if this question is silly but I am unexperienced as a 1st time buyer of a ground floor flat in Upton. Do I pick up the keys to the premises on completion from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Upton?

On the day of completion you will not be required to attend the conveyancers office in Upton. Your solicitors will electronically transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.

I recently had an offer accepted on a house in Upton. My financial adviser suggested a solicitor. I paid an advanced payment of £225. A few days later, the conveyancing practitioner called me sheepishly admitting that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Me and my brother own a semi-detached Victorian house in Upton. Conveyancing solicitor represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Upton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with the conveyancing practitioner who completed the work.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, chain free conveyancing. Upton is where the house is located. Can you shed any light on this issue?

Flying freeholds in Upton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Upton you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Upton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We're novice buyers - agreed a price, yet the property agent told us that the owners will only move forward if we use the agent's recommended lawyers as they need an ‘expedited deal’. Our preferred option is to instruct a family conveyancer who is accustomed to conveyancing in Upton

It is improbable the owners are behind this. If they require ‘a quick sale', taking such a hostile approach to a motivated purchaser is not the way to achieve this. Contact the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to use your own,trusted Upton conveyancing lawyers - rather thanthe ones that will give their negotiator at the agency a kickback or achieve conveyancing figures set by head office.

Can you offer any advice when it comes to choosing a Upton conveyancing practice to carry out our lease extension conveyancing?

If you are instructing a conveyancer for your lease extension (regardless if they are a Upton conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We advise that you make enquires with several firms including non Upton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be of use:

    Can they put you in touch with clients in Upton who can give a testimonial?

I have tried to negotiate informally with with my landlord for a lease extension without success. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Upton conveyancing firm to help?

Where there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the amount due.

An example of a Lease Extension decision for a Upton property is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired residue of the current lease was 76 years.

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Find out more about how flying freehold can affect your the value of a property.