We are buying a flat and require a conveyancing solicitor in Barnehurst who is on the Clydesdale solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Barnehurst.
I just bought a property at auction in Barnehurst. Conveyancing is needed. What are my next steps?
Now that you have legally committed yourself to purchase you now have to retain a conveyancing practitioner quickly as you will have a fast approaching deadline in which to complete the purchase. All auction property will ordinarily have a corresponding auction set of papers. This will likely include evidence of title and search results. Where you are dealing with leasehold property the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must give this to the conveyancer instructed by you ASAP. Do make sure that you have funds in place to complete on the on the contractual date .
I am the sole beneficiary of my late father’s will with all property in now in my sole name, including the my former home in Barnehurst. The Barnehurst property was put into my name in January. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship may be regarded the same way as if I'd bought the property in January. Will no one buy the property for half a year?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. Most banks would take a pragmatic view as this requirement is principally there to capture subsales or the wholesaling and assigning of properties.
Completion of my purchase has taken place for my property in Barnehurst. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a residence in Barnehurst?
Unless a previous acquisition of the house took place after 12 October 2013 you can take it that conveyancing practitioners delivering conveyancing in Barnehurst to remain recommending a chancel search and or chancel repair liability policy.
I am buying my first flat in Barnehurst with the aid of help to buy. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not reveal to my conveyancer about the deal as it will impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Barnehurst is the location of the property. What do you suggest?
Flying freeholds in Barnehurst are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Barnehurst you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barnehurst may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.