How do I find out if the solicitor handling my conveyancing in Colyers is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Skipton Building Society thus spending £187.00 plus VAT in additional conveyancing invoice.

Please do make the most of the find a conveyancing panel solicitor tool on this site. Pick the mortgage company and type ‘Colyers’ or your preferred area and you will see a number of lawyer offices in Colyers or near you.

I recently had an offer accepted on a house in Colyers. My financial adviser recommended their conveyancers. I paid an upfront payment of £225. Shortly after, the lawyer contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I was told four weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Colyers is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have finally had an offer on an apartment in Colyers accepted, but there is a chain. The vendors have put an offer on a flat, however it’s not yet tied up, and are looking at other flats booked. I have instructed a local conveyancing solicitor in Colyers. What should be my next step? At what stage should I apply for the mortgage with TSB?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Colyers conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the TSB approved list. Regarding the subsequent steps this very much depends on the specifics of your case, desire for this property and on the state of the market. In a rising market the majority of buyers will apply for a home loan with TSB and pay for the valuation and only if it was satisfactory would they ask their lawyer to proceed with searches.

My husband and I are four weeks into a residential purchase having been recommend to a firm by the local agent to carry out the conveyancing in Colyers. We are not happy. Can you help me find new conveyancers?

They would have to be really poor in order to consider diss instructing them. Has the mortgage been issued? If so you must inform them of the replacement conveyancer and get the loan are re-sent. Your solicitor ideally should be on the banks panel to avoid added fees and delays. That should be your starting point. Our search tool will assist you in finding a lender approved lawyer for your conveyancing in Colyers

Looking forward to sign contracts shortly on a garden flat in Colyers. Conveyancing solicitors inform me that they report fully next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Colyers should include some of the following:

Details of the parties to the lease, for instance these could be the lessee, head lessor, freeholder Are you allowed to have a pet in the flat? Whether the lease restricts you from renting out the flat, or working from home What the implications are if you breach a clause of your lease? Responsibility to repair and maintain the main walls and foundations. It is essential for you to know who is liable for the repair and maintenance of every part of the building

I have had difficulty in trying to purchase the freehold in Colyers. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most certainly. We are happy to put you in touch with a Colyers conveyancing firm who can help.

An example of a Lease Extension decision for a Colyers flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case affected 13 flats. The unexpired term was 76 years.

Finally our conveyancing in Colyers is completing on Friday, however the person I am buying off wishes to move out 24 hours later at PM. Should I agree to this?

You can't complete on a Saturday due to the bank systems aren't operational.