My grandmother passed away six months ago and as sole heir and executor I was left the house in Bexleyheath. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?

If you plan to re-mortgage then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.

I am buying a new build house in Bexleyheath benefiting from help to buy. The sellers refused to reduce the price so I negotiated £7000 of extras instead. The sale representative suggested that I not inform my lawyer about this deal as it would affect my loan with Barnsley Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a straight forward, no chain conveyancing. Bexleyheath is where the house is located. What do you suggest?

Flying freeholds in Bexleyheath are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bexleyheath you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bexleyheath may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

How do I identify a Bexleyheath law firm on the Barnsley Building Society conveyancing panel? I have a car and am happy to travel upto 20miles to meet the lawyer.

Feel free to make use of the tool on this page. Please choose the bank and your location and you will see a number of Bexleyheath conveyancing lawyers located nearest you. We have listed some Bexleyheath conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Barnsley Building Society approved list

I am a couple of weeks into a residential purchase having been recommend to solicitors by the local agent to execute conveyancing in Bexleyheath. I am not happy. Can you you assist me in finding new lawyers?

They would need to be very poor in order to consider changing them. Has your mortgage offer been issued? In the event that it has you will need to advise them of the new contact details and ensure the loan are re-sent. Your new solicitor ideally should be on the banks panel to avoid added charges and delays. So that should be your starting point. Our search tool should assist you in finding a lender approved solicitor for your conveyancing in Bexleyheath