Finally the sale completed on my house in Thames View last February but our buyer keeps calling daily complaining that their conveyancer is waiting to hear from mysolicitor. What should have happened following completion?
Post completion of your sale your conveyancer is committed to send the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also evidence that the legal charge in favour of the lender has been paid off to the buyers solicitors. There are no post completion procedures specific conveyancing in Thames View.
I am considering applying for a Leeds Building Society mortgage for purchase of a new build (under development) in Thames View with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Leeds Building Society ?
In theory, you could use a solicitor that is not on the Leeds Building Society conveyancing panel, but Leeds Building Society would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am purchasing a property in Thames View. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?
As you are obtaining a mortgage with Leeds Building Society your lawyer must check the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Leeds Building Society where a lease does not comply with these specifications. The requirements relate to the installation of panels on properties countrywide and is not restricted to Thames View.
I have decided to exercise my right to buy my property in Thames View off the council. I have a mortgage agreed with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
The formalities of my purchase has taken place for my property in Thames View. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I need some fast conveyancing in Thames View as I am under an ultimatum to sign on the dotted line inside one month. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you have the choice not to have searches carried out although no lawyer would suggest that you don't. With lots of history conveyancing in Thames View the following are examples of issues that can crop up and adversely affect future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Unadopted Roads,...
I need to instruct a conveyancing practitioner in Thames View for my remortgage. Is it possible to review a solicitor's complaints history with the profession’s regulator?
One can search for presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.