The deeds to my home can not be found. The lawyers who handled the conveyancing in Upney 5 years ago have long since closed. Will I be able to sell the house?

Assuming the title is registered the information relating to your ownership will be evidenced by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, locate your property and order up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be retrieved for a small fee.

I'm purchasing my first flat in Upney benefiting from help to buy. The builders would not budge the amount so I negotiated £7000 of extras instead. The sale representative suggested that I not inform my conveyancer about this side-deal as it will impact my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I right to be concerned about estate agents that I am dealing with are suggesting an online conveyancing firm as opposed to a High Street Upney conveyancing company?

As is the case with many professional services, often input from relatives can be worth their weight in gold. But there are numerous parties with a vested interest in a conveyancing matter; estate agents, financial adviser and mortgage companies may suggest solicitors to appoint. Sometimes these solicitors might be known to one of the organisations as being good in their field, but sometimes there may be a commercial relationship behind the endorsement. You have the right to appoint your own conveyancer. However, bear in mind that most lenders specify a panel list of lawyers you are obliged to use for the lender related work in your house move.

As co-executor for the will of my aunt I am disposing of a house in Swansea but reside in Upney. My conveyancer (approximately 300 miles awayneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Upney to attest and place their company stamp on the document?

Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are located in Upney

I have been recommended a conveyancing solicitor in Upney. I I would like to check if they are listed on the lender's approved list of lawyers. Can you or the bank confirm if they are on the panel?

One option is to call your solicitor and ask them if they are on the lender's panel. If that does not help get in touch with us and we can make some checks for you. If they are not on the conveyancing panel we can certainly arrange a reputable conveyancing solicitor in Upney on the approved list for your mortgage company.