Last February we completed a house move in Seven Kings. We have since encountered a number of issues with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that needed to have been conducted for conveyancing in Seven Kings?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Seven Kings. Conveyancing searches and investigations undertaken during the buying process are carried out to help avoid problems. As part of the process, a property owner completes a form called a Seller’s Property Information Form. If the information proves to be incorrect, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Seven Kings.
We just had an offer accepted to buy with Coventry BS. I called into 3 or 4 high street solicitors yet am struggling to find a Seven Kings conveyancing firm on the Coventry BS panel. Could you assist?
Please do make use of the find a lender approved solicitor tool on this page. Please choose the lender and type Seven Kings or your location and you will discover numerous solicitors offices in Seven Kings or by proximity to you.
I am helping my niece sell her house in Seven Kings. Does the conveyancer order the energy performance certificate or do I organise this?
After the abolition of Home Packs, EPC’s remained a mandatory part of moving property. An energy performance certificate should be to hand prior to the property being marketed. This is not a task that law firms ordinarily arrange. Where you are instructing a Seven Kings conveyancing lawyer they may be able to arrange EPC’s given their relationships with reputable local energy assessors
Is it the case that all Seven Kings conveyancing solicitors on the Barclays conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Barclays conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do permit licenced conveyancers on their panel and in such a situation the organisation would be overseen by the CLC.
We have agreed to purchase a house in Seven Kings. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is UBS your lawyer must comply with the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to UBS where a lease fails to comply with these conditions. The conditions relate to the installation of panels on properties nationwide and is not isolated to Seven Kings.
Do I need to take out insurance to address the risk of chancel repairs when acquiring a property in Seven Kings?
Unless a prior purchase of the premises completed post 12 October 2013 you may assume that lawyers conducting conveyancing in Seven Kings to remain recommending a chancel search and or insurance against a claim.
I have been on the look out for a ground for flat up to £195,000 and found one close by in Seven Kings I like with amenity areas and transport links in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Seven Kings for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage the shortness of the lease may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.