I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to appoint their panel conveyancer as I would much rather use a local conveyancing solicitor in Seven Kings?
Do check but the the likelihood is that appoint one of their panel conveyancers should you take up the "fee-free" incentive. Speak to the mortgage company to determine if they offer you a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Seven Kings.
I am helping my sister sell her flat in Seven Kings. Will the conveyancer commission the energy performance certificate or should I organise this?
Following the demise of Home Packs, energy assessments was maintained a mandatory component of selling a house. An energy assessment needs to be commissioned in advance of the property being advertised. This is not something that lawyers ordinarily organise. If you are instructing a Seven Kings conveyancing practitioner they might be able to arrange energy assessments due to their contacts with long established local accredited person
We were going to get a OIP from Co-operative this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Co-operative recommend any Seven Kings solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Seven Kings solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Seven Kings solicitor on the Kent Reliance panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
The estate agent has sent us the confirmation of our purchase of a new build apartment in Seven Kings. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Seven Kings
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Given that I am about to part with hundreds of thousands of pounds on a two bedroom apartment in Seven Kings I wish to have a conversation with the lawyer about myhome move prior to appointing the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your property ownership legalities in Seven Kings.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The law firms that we put you in touch with believe that the figure you are provided with for residential conveyancing in Seven Kings should be the figure that you are charged.
A licensed conveyancer acted on my conveyancing in Seven Kings 8 years past and was holding my registration documents but has since been shut down – how do I get hold of these?
Title deeds, as such, no longer exist as most homes in Seven Kings are recorded digitally at Land Registry. Where you need to prove evidence of proprietorship or are selling or re-mortgaging your property lawyer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to email@example.com. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.