Find a Seven Kings Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Seven Kings? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Seven Kings transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Seven Kings conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Seven Kings

Can conveyancing in Seven Kings to be completed in less than a month?

First, If you are under a tight deadline for your conveyancing it is highly recommended that your lawyer is familiar with the area as they will have local relationships and knowledge. It is possible that they would have transacted otherhouses in the same street. You would be best advised to use a Seven Kings conveyancing lawyer. In addition, double check that the lawyer is on the lender panel. It is claimed that 18% of Seven Kings conveyancing deals are held up or derailed after discovering a purchaser’s solicitor was not on their banks list of approved solicitors. In many cases this discovery resulted in the conveyancing being delayed by almost three weeks. It is said that this issue impacts approximately 100,000 home moves annually. Almost all Seven Kings conveyancing practices can not represent certain mortgage companies so do check at the outset.

We note that you have a search directory identifying law firms on the RBS conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Seven Kings?

We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Seven Kings.

I have decided to exercise my right to buy my property in Seven Kings off the council. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

It is not clear whether my lender requires a lease extension. I have called into my local Seven Kings bank branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My Seven Kings conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. Who do I believe?

As long as the lawyer is on the lender approved list, she or he must adhere to the CML Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I had an offer accepted on a house in Seven Kings on 14/4/2020, valuation was booked 3 days later, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

I decided to have a survey carried out on a house in Seven Kings ahead of instructing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks may not grant a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Seven Kings. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Seven Kings to see if the conveyancing will be more expensive.

Should I instruct a Seven Kings conveyancing lawyer who is local to the property I am buying? I have an old university friend who can perform the legal work but his firm is located over three hundred miles drive away.

The primary upside of using a local Seven Kings conveyancing practice is that you can attend the office to sign paperwork, hand in your ID and apply pressure on them if necessary. They will also have local knowledge which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and in the main were happy that must surpass using an unknown Seven Kings conveyancing lawyer just because they are based in the area.

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Find out more about how flying freehold can affect your the value of a property.