We are nearing an exchange on a house in Goodmayes and my mum and dad have transferred the exchange deposit to my solicitor. I am now advised that as the deposit has been received from someone other than me my lawyer needs to make a notification to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I disclosed to the bank regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?

The lawyer is legally required to clarify with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your lender if you agree, failing which, your lawyer must cease to continue acting.

My conveyancer has informed me that defective lease insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Goodmayes?

The appropriate level of defective lease indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.

I happen to be the only beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Goodmayes. The Goodmayes property was put into my name in June. I want to move. I understand that there is a CML six month 'rule', which means that my property ownership could be considered the same way as if I'd bought the house in June. Is the property unsalable for six months?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Some banks would take a practical view as this requirement primarily exists to capture the purchase and immediately sell or the quick reselling of properties.

Yorkshire BS have agreed my home loan in principle, my offer on a apartment in Goodmayes has been agreed to, what are the next steps?

The property agent will wish to know who your solicitors are (ensure that the solicitors are on the bank’s approved list). Call up Yorkshire BS or the financial adviser and finish off any appropriate documentation. Yorkshire BS will sellect a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to happen. Once conducted (assuming no problems) it takes on average a week to receive the mortgage offer. Yorkshire BS will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Goodmayes.

My wife and I have a semi-detached Georgian house in Goodmayes. Conveyancing solicitor acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the matching property. Is it worth asking HSBC Bank to clarify?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Goodmayes and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing lawyer who conducted the purchase.

I am buying a new build flat in Goodmayes. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Goodmayes

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Estate agents have just been given the go-ahead to market my 2 bed flat in Goodmayes. Conveyancing lawyers have not yet been instructed, but I have recently had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is pay the service charge as normal as all ground rent and service invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

We have reached the end of our tether in seeking a lease extension in Goodmayes. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most certainly. We can put you in touch with a Goodmayes conveyancing firm who can help.

An example of a Lease Extension case for a Goodmayes residence is 49 Aldborough Road South in July 2012. The Tribunal decided that the premium payable for the grant of the new lease was £13,925 This case affected 1 flat. The remaining number of years on the lease was 61.36 years.