We are purchasing a 2 bedroom apartment in Chadwell Heath with a mortgage. We have a Chadwell Heath solicitor, but the mortgage company advise she’s not on their "panel". It appears that we have no choice but to use one of the lender panel solicitors or retain our Chadwell Heath solicitor and pay for one of their panel ones to act for them. We feel that this is unjust; are we not able to demand that the lender use our Chadwell Heath solicitor ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Chadwell Heath conveyancing lawyer to apply to be on the conveyancing panel.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Chadwell Heath. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/9/2024, the requirements read as follows :

About to purchase a new build apartment in Chadwell Heath. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Chadwell Heath

Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

My business partner and I are hoping to take over a lease of an office on the high street. Can you recommend conveyancers offering fixed costs for commercial conveyancing in Chadwell Heath for less than 2k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Chadwell Heath, including the sale and purchase of businesses as well as simply property. Whether you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right firm. As for the charges these will vary based on the structure and nuances of the deal. Let us have your contact information or phone so as to enable us to supply you with a fixed commercial conveyancing calculation.

In my capacity as executor for the estate of my father I am disposing of a residence in Newport but I am based in Chadwell Heath. My conveyancer (approximately 300 miles awayrequires that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Chadwell Heath who can witness this legal document for me?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are located in Chadwell Heath