My aunt passed away last year and as sole heir and executor I was left the property in Collier Row. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?

If you intend to re-mortgage then Lloyds will require that you use a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.

Are there restrictive covenants that are commonly identified as part of conveyancing in Collier Row?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Collier Row. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Collier Row with a loan from Aldermore. The builders would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about this deal as it could put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to appoint a conveyancing solicitor for leasehold conveyancing in Collier Row. I happened to discover a site which looks to be the ideal offering If there is a chance to get all this stuff done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Can you set out the scope of conveyancing offered by Collier Row conveyancing companies?

Almost all Collier Row conveyancing companies tend to provide various legal advice to home and land proprietors, sellers, buyers, freeholders and tenants which may include:

Domestic sale conveyancing in Collier Row or beyond Property purchase conveyancing in Collier Row and also around the country Leasehold Enfranchisement - both lease extensions and acquiring the freehold Property issues arising from relationship breakdown. Islamic mortgage transactions Shared equity purchase (part buying and part renting)