I am purchasing a house for cash in Chase Cross. I have been living for the previous Seventeen years in Chase Cross. Conveyancing searches are expensive. As I have knowledge of the area and road intimately must I have all the conveyancing searches?

If you not getting a mortgage, then the vast majority of the Chase Cross conveyancing searches are optional. Your conveyancer will ’encourage you, no-doubt strongly, that you should have searches done, but he has a professional duty to do this. Do consider; if you are likely to dispose of the house one day, it may be of importance to your prospective purchaser what the searches reveal. There are plenty of instances where houses with no practical issues can still throw up unfavourable search results. A competent conveyancing solicitor in Chase Cross should be able to give you some helpful guidance concerning this.

Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Chase Cross so that I can attend their offices if necessary.

Nowadays approved lawyers for lenders conduct their work through the post, e-mail or over phone calls. This enables them to carry out the legal work for your home move regardless of where you live in England or Wales. However you should see if you have the option of visiting the offices of your conveyancing lawyer if just in case this is required.

The deeds to my property are lost. The solicitors who dealt with the conveyancing in Chase Cross 10 years ago no longer exist. What are my next steps?

These day there are copies made of almost everything, and your conveyancer will be aware exactly where to look for all the appropriate paperwork so you may purchase or dispose of your property without a hitch. Where duplicates can’t be found, your solicitor may be able to put in place insurance or indemnities against possible claims on the property.

I'm purchasing a new build house in Chase Cross with the aid of help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not inform my lawyer about the extras as it may jeopardize my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We're FTB’s - agreed a price, but the estate agent told us that the vendor will only go ahead if we appoint their preferred lawyers as they need a ‘quick sale’. We would rather use a family conveyancer who is accustomed to conveyancing in Chase Cross

We suspect that the seller is unaware of this ultimatum. Should the vendor require ‘a quick sale', turning down a genuine buyer is not the way to achieve this. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you are going to instruct your preferred Chase Cross conveyancing firm - as opposed tothe ones that will earn their negotiator at the agency a referral fee or achieve conveyancing targets demanded by corporate headquarters.