I just bought a flat at auction in Chase Cross. Conveyancing is needed. What happens now?
Having legally committed yourself to purchase you should instruct a conveyancing lawyer as a matter of priority as you now have a tight a drop dead date to complete the property. Every auction property will have a corresponding legal set of papers. This will likely include most,if not all of the paperwork that your conveyancer will need. If you have purchased leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds in place to complete on the date specified in the contract.
I'm at the point of looking at flats in Chase Cross and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with UBS.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
The formalities of my purchase has taken place for my property in Chase Cross. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I require quick conveyancing in Chase Cross as I am under pressure to exchange contracts within one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at free not to have searches conducted although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Chase Cross the following are instances of issues that can be revealed and adversely affect future saleability: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I have a terraced Victorian property in Chase Cross. Conveyancing practitioner represented me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chase Cross and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing lawyer who conducted the purchase.
I have been pointed in your direction by two or three local property agents in Chase Cross to find a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to promote your services over alternative conveyancing organisations?
We don’t give any commission for pointing buyers and sellers to this site. We thought it would be too underhand to pay a commission because a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
My step-father has urged me to appoint his conveyancing solicitors in Chase Cross. Should I choose my own conveyancer?
Much as we are happy to recommend a Chase Cross conveyancing lawyer the best way to select a conveyancing lawyer is to get guidance from friends or relatives who have used the firm you're considering.