The owners have rather assertive vendors who has recommended a exclusivity agreement with a non-refundable deposit 10k. Is it wise to enter into such agreements?

Exclusivity agreements are contracts between a property owner and prospective buyer granting the buyer a ‘clear field’ to the sale of the property for a set period of time. For all intents and purposes, a lock out agreement is a contract specifying that you should receive a contract at a later date which is the main conveyancing contract. It is generally used for buyer protection though in many situations, the vendor may stand to benefit from such agreements as well. There are various positives and negatives to using them but you should to check with your conveyancer but beware that it may end up incurring extra in conveyancing fees. In light of this these contracts are avoided in relation to conveyancing in Marks Gate.

We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel lawyer as I would prefer to use a specialised conveyancing solicitor in Marks Gate?

Do check but the the probability is that allocate you one of their panel solicitors where you take up the "fee-free" deal. Contact the lender to explore if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Marks Gate.

I'm buying a new build house in Marks Gate with a loan from Alliance & Leicester . The builders would not budge the amount so I negotiated 6k of extras instead. The house builders rep told me not disclose to my solicitor about the deal as it could affect my loan with Alliance & Leicester . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been sourcing a conveyancing lawyer in Marks Gate for my purchase. Is there any facility to check a solicitor's complaints history with the profession’s regulator?

One may search for presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded telephone calls for training reasons.

How do I establish who owns a property in Marks Gate?

As long as the property is recorded at HM Land Registry, and you have requisite information of the location of the property, you should be able to view results from the HM Land Registry of the registered proprietor for a for less than a fiver.