Do I need to visit the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Marks Gate so that I can attend their offices when needed.
Most approved lawyers for lenders undertake all of the work through Royal Mail, internet or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in the country. However you can check if you can still book an appointment to visit conveyancing lawyer if needed.
I purchased a terraced Victorian house in Marks Gate. Conveyancing solicitor acted for me and Alliance & Leicester . I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Alliance & Leicester to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Marks Gate and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the work.
The estate agent has sent us the confirmation of our purchase of a new build flat in Marks Gate. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Marks Gate
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Marks Gate is where the house is located. What do you suggest?
Flying freeholds in Marks Gate are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Marks Gate you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Marks Gate may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Should one remove a departed person's name from the title register for a house in Marks Gate?
Where a Marks Gate property is co-owned and one of the owners passes away, their name will not immediately be removed from the Land Registry title. You are not required to remove their name as in the event of a sale your lawyer would simply be asked to supply proof why the joint owner is missing from the conveyance, ordinarily this takes the form of a grant of probate.
With a view to making things simpler in the future you can apply to have the deceased name removed from the title by applying to the land registry with evidence of the death. There is no charge from the Registry for this service.