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Find a Romford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Romford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Romford home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Romford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Romford

Can you explain why leasehold purchase conveyancing in Romford is more expensive?

The conveyancing charges on a leasehold property in Romford is often higher as compared to a freehold acquisition or disposal. This is due to the extra time required in dealing with the landlord and management company to obtain evidence about whether the rent and service fee have been discharged and whether there are any significant expenditure in the foreseeable future on repairs or maintenance of the building.

I am buying a semi-detached house in Romford. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Romford you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Romford.

There are a variety of conveyancing solicitors in Romford but how do I know who I should use?

We would encourage you not to go for the lowest Romford conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

After months of negotiation I have agreed a price on a house in Romford. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £175. Soon after, the property lawyer contacted me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Coventry BS have agreed my mortgage in principle, my offer on a house in Romford has been agreed to, what are the next steps?

The estate agent will need to know who your solicitors are (be sure the conveyancing practitioners are on the lender’s approved list). Contact Coventry BS or the broker and complete any outstanding documentation. Coventry BS will appoint a valuer who will get in touch with the selling agent or owners to book a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Coventry BS will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Romford.

I decided to have a survey carried out on a property in Romford before retaining solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to grant a mortgage on a flying freehold premises.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Romford. Conveyancing will be smoother if you use a solicitor in Romford especially if they are acquainted with such properties in Romford.

I've recently bought a leasehold house in Romford. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

After months of dialogue we cannot agree with our landlord on how much the lease extension should cost for our flat in Romford. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

if there is a absentee freeholder or where there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to make a decision on the sum to be paid.

An example of a Lease Extension matter before the tribunal for a Romford flat is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case affected 1 flat. The unexpired residue of the current lease was 57.5 years.

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Find out more about how flying freehold can affect your the value of a property.