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Find a Little Ilford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Little Ilford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Little Ilford conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Little Ilford conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Little Ilford

Please help. My Little Ilford solicitor is informing me me that he is legally obliged toapply for Little Ilford conveyancing searches becausethe firm are on the Nat Westconveyancing panel. Is my solicitor correct?

You have limited options available to you. Given that you are taking out a loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Little Ilford conveyancing searches.

We're in Little Ilford, First timers purchasing with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I am assisting my aunt sell her flat in Little Ilford. Will the solicitor arrange the energy performance certificate or should I organise this?

Following the demise of Home Packs, EPC’s was kept a compulsory element of selling a house. An energy performance certificate must be to hand prior to the property being marketed. It is not as aspect of the sale process that solicitors ordinarily arrange. If you are using a Little Ilford conveyancing solicitor they might help arrange EPC’s due to their relationships with reputable local assessors

My aunt advised me that in purchasing a property in Little Ilford there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?

There are anumerous of properties in Little Ilford which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Little Ilford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Little Ilford solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Little Ilford postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Little Ilford.

I decided to have a survey completed on a house in Little Ilford in advance of instructing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks may refuse to grant a loan on a flying freehold house.

It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. If you contact us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Little Ilford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Little Ilford to see if the conveyancing will be more expensive.

I'm purchasing a property in Little Ilford. I can find my conveyancer's company on the CLC list, but I can't see my lawyer's name as listed on the regulator's website. Is this a big problem?

Not every individual in the practice must be listed by the regulator. As long there is a manager qualified to 'oversee' the transaction, the actual day-to-day activity can be conducted by unlicensed staff.

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Find out more about how flying freehold can affect your the value of a property.