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Find a Gants Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gants Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gants Hill conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Gants Hill conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Gants Hill

We are buying a end of terrace house in Gants Hill. Our aim is to an extension at the rear at the house.Will legal due diligence on the property include enquiries to see if these works are allowed?

Your conveyancer will check the registered title as conveyancing in Gants Hill will occasionally identify restrictions in the title deeds which restrict certain works or need the consent of a 3rd party. Certain extensions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

When it comes to lenders such as Santander, do Gants Hill lawyers incur an annual charge to be on the conveyancing panel?

We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.

I am buying a property in Gants Hill. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?

Given that your lender is Nottingham your lawyer must check the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Nottingham where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Gants Hill.

I opted to have a survey done on a property in Gants Hill prior to retaining lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks may not issue a loan on such a home.

It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Gants Hill. Conveyancing will be smoother if you use a solicitor in Gants Hill especially if they are familiar with such properties in Gants Hill.

What does commercial conveyancing in Gants Hill cover?

Gants Hill conveyancing for business premises covers a broad range of advice, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

I've found a house that seems to tick a lot of boxes, at a great figure which is making it more attractive. I have since discovered that the title is leasehold rather than freehold. I would have thought that there are issues buying a leasehold house in Gants Hill. Conveyancing lawyers have not yet been instructed. Will they explain the issues?

Most houses in Gants Hill are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. it is apparent that you are purchasing in Gants Hill so you should seriously consider shopping around for a Gants Hill conveyancing solicitor and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the landlord’spermission to conduct alterations. You may also be required to pay a contribution towards the upkeep of the communal areas where the property is part of an estate. Your lawyer will report to you on the legal implications.

Having spent months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Gants Hill. Can we issue an application to the Residential Property Tribunal Service?

You certainly can. We are happy to put you in touch with a Gants Hill conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a Gants Hill premises is 59 & 59a Clarendon Gardens in February 2014. The Tribunals valuation for the freehold was £30,073.00 The remaining number of years on the lease was 65 and 61.

My nephew is just in the process of moving home, the home loan was agreed last week in principle. When the offer was accepted on house we contacted the lender to progress the mortgage application. I was shocked to discover that mortgage lenders do not accept all conveyancer, they need to be on their approved list, is this legal?

Mortgage Companies normally imposes restrictions either the type or the number of conveyancing practices on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that lenders have no responsibility for the quality of advice provided by any Gants Hill conveyancer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

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Find out more about how flying freehold can affect your the value of a property.