Find a Gants Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gants Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gants Hill transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Gants Hill conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Gants Hill

We are purchasing a 1 bedroom flat in Gants Hill with a mortgage. We have a Gants Hill conveyancer, but the lender says he's not on their "panel". It seems we have no choice but to select one of the bank panel solicitors or keep our Gants Hill solicitor and pay for one of their panel ones to act for them. We regard this is inequitable; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Gants Hill conveyancing lawyer to apply to be on the conveyancing panel.

Completed the sale of my flat in Gants Hill last July but my buyer keeps telephoning me to say her conveyancer needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?

After completion of your house sale your lawyer should deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also evidence that the mortgage has been paid off to the buyers lawyers. There are no post completion formalities peculiar conveyancing in Gants Hill.

Please explain the implications if my lawyer’s firm is suspended from the Lloyds Conveyancing panel ahead of completing my conveyancing in Gants Hill?

The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

Can I be sure that the Gants Hill conveyancing solicitor on the RBS panel is any good?

When it comes to conveyancing in Gants Hill getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your conveyancing.

My fiancee and I are spending time viewing apartments in Gants Hill and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Kent Reliance.

You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are taking out a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.

At last I have had an offer on a maisonette in Gants Hill agreed to, the sellers do nevertheless have a tied purchase. The owners have put an offer on a flat, however it’s not yet tied up, and have viewings of other flats booked. I have instructed a nearby conveyancing solicitor in Gants Hill. What should be my next step? At what stage should I apply for the mortgage with Principality?

It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of £1k, then survey, Gants Hill conveyancing search costs, etc). First, you should check that your lawyer is on the Principality conveyancing panel. Concerning the subsequent phase this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. During a rising market some buyers would apply for the mortgage with Principality and arrange for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with searches.

I'm buying a new build house in Gants Hill benefiting from help to buy. The developers would not reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not to tell my solicitor about this deal as it will jeopardize my mortgage with Nottingham Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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