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Find a Gants Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gants Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gants Hill transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Gants Hill

Due to move into my new home in Gants Hill next Thursday. My solicitor now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the lender expect the insurance to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These requirements are not limited to conveyancing in Gants Hill.

What will a local search tell me concerning the property my wife and I buying in Gants Hill?

Gants Hill conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Xpress Legal The local search plays a central part in many a Gants Hill conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search should provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

I used Action Conveyancing several years ago for my conveyancing in Gants Hill. Now, I need my files however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gants Hill of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

All being well we will complete the disposal of our £400,000 flat in Gants Hill in 5 days. The managing agents has quoted £420 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in Gants Hill?

Gants Hill conveyancing on leasehold maisonettes usually results in fees being raised by freeholders :

    Answering pre-contract questions Where consent is required before sale in Gants Hill Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Gants Hill leasehold premises is £350. For Gants Hill conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to provide the information.

I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Gants Hill conveyancing firm to assist?

Most certainly. We are happy to put you in touch with a Gants Hill conveyancing firm who can help.

An example of a Freehold Enfranchisement decision for a Gants Hill residence is 59 & 59a Clarendon Gardens in February 2014. The Tribunals valuation for the freehold was £30,073.00 The number of years remaining on the existing lease(s) was 65 and 61.

One month into buying a house in Gants Hill. Conveyancing lawyer has called to say the title is "Leasehold". Does this make a difference on our lender’s valuation?

Gants Hill conveyancing does not in most situations involve leasehold houses. The main consideration here is the unexpired lease term and the ground rent. If there are over a hundred years remaining with a peppercorn rent, it's almost the same as freehold, so it’s unlikely to affect the marketability significantly.

On the flip side, if it's, say, fifty five years it is bound to have a adverse effect on the value, and probably wouldn't be acceptable to the mortgage company. The remaining lease term and ground rent will be specified in the lease to be supplied to your conveyancing practitioner.

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