Find a Clayhall Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Clayhall? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Clayhall conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Clayhall conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Clayhall

Having been referred to your company we were going to use a conveyancing solicitor in Clayhall recommended by you but stumbled across alternative costs illustrations on the internet seem less expensive – how come?

One can find a variety of conveyancers offering what appear to be very low prices. We would urge you to think twice about how much you respect your own move to want to take 'cheap' risks in relation to the quality of the conveyancing. Many of them list a budget fee to tease you but hide supplemental fees in the fine print..

I had intended to instruct a property lawyer in Clayhall for our home move. Our broker has since advised us that our mortgage lenders Leeds Building Society won't deal with them. Surely this is unfair competition?

A bank may require an approved conveyancer act for it. You would be expected to bear the charges for this. Do use our tool to locate a solicitor to carry conveyancing in Clayhall on the Leeds Building Society approved list of solicitors.

Is it the case that all Clayhall solicitors on the Bank of Ireland conveyancing panel are regulated by the SRA?

As a firm of solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the CLC.

I am currently in the process of buying my council flat in Clayhall. I have a mortgage agreed with Virgin Money. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.

Intending to buy a apartment in Clayhall. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clayhall property lawyer is on the UBS conveyancing panel.

Due to the guidance of my in-laws I had a survey completed on a house in Clayhall before instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some lenders may not grant a mortgage on a flying freehold house.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Clayhall. Conveyancing will be smoother if you use a solicitor in Clayhall especially if they regularly deal with such properties in Clayhall.

If all goes to plan we aim to complete the disposal of our £450,000 garden flat in Clayhall next Tuesday. The managing agents has quoted £420 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a flat conveyance in Clayhall?

Clayhall conveyancing on leasehold maisonettes usually involves administration charges invoiced by management companies :

    Completing conveyancing due diligence enquiries Where consent is required before sale in Clayhall Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your lawyer will have no control over the level of the charges for this information but the average costs for the information for Clayhall leasehold property is £350. For Clayhall conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to supply answers.

I have attempted and failed to negotiate with my landlord for a lease extension without getting anywhere. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Clayhall conveyancing firm to represent me?

You certainly can. We are happy to put you in touch with a Clayhall conveyancing firm who can help.

An example of a Freehold Enfranchisement decision for a Clayhall flat is 59 & 59a Clarendon Gardens in February 2014. The Tribunals valuation for the freehold was £30,073.00 The unexpired term was 65 and 61.

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Find out more about how flying freehold can affect your the value of a property.