We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to use a Aldersbrook based conveyancing firm?
You should check but the chances are that allocate you one of their panel conveyancers should you want the "fee-free" offer. Contact the lender and determine if they offer you a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Aldersbrook.
We are selling our house in Aldersbrook and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A high street Aldersbrook conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used a nationwide conveyancing firm rather than a conveyancing solicitor in Aldersbrook. Having lived in Aldersbrook for six years we know that this is a non issue. Should we contact our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Aldersbrook differ for new build properties?
Most buyers of new build or newly converted property in Aldersbrook contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in Aldersbrook typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Aldersbrook or who has acted in the same development.
I decided to have a survey carried out on a property in Aldersbrook before retaining solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks may not grant a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Aldersbrook. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Aldersbrook to see if the conveyancing will be more expensive.
Please specify the differing property related services that Aldersbrook conveyancing firms handle?
By and large Aldersbrook conveyancing organisations manage to carry out a broad spectrum of assistance to domestic and rural land owners, vendors, investors, landlords and leaseholders including the following:
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House sale conveyancing in Aldersbrook or nationally
Residential purchase conveyancing in Aldersbrook and nationwide
Complex property law issues Residential conveyancing using Islamic Mortgages Help to Buy Conveyancing in Aldersbrook or beyond Buying and selling via auction