lenderpanel

Find a Hainault Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hainault? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hainault home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hainault conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hainault

My lawyer in Hainault is not listed on the Barclays Approved Panel. Can I still retain my family solicitor even though they are not on the Barclays panel?

Your options are as follows:

  1. Carry on with your existing Hainault lawyers but Barclays will need to use a lawyer on their panel. This will result in additional total conveyancing fees and result in delays.
  2. Choose an alternative practitioner to act in the conveyancing, remembering to check they are Barclays approved.
  3. Persuade your Barclays based solicitor to try to join the Barclays panel

I have a renovated Edwardian property in Hainault. Conveyancing solicitor acted for me and Britannia. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hainault and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.

Due to the encouragement of my in-laws I had a survey completed on a property in Hainault ahead of instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some lenders will refuse to issue a loan on such a premises.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hainault. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hainault to see if the conveyancing will be more expensive.

In my capacity as executor for the estate of my aunt I am selling a house in Cardiff but live in Hainault. My lawyer (approximately 200 kilometers from meneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Hainault to witness this legal document for me?

strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Hainault

I am on look out for some leasehold conveyancing in Hainault. Before diving in I want to be sure as to the remaining lease term.

Assuming the lease is registered - and 99.9% are in Hainault - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Following years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Hainault. Can we issue an application to the Residential Property Tribunal Service?

if there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the LVT to assess the amount due.

An example of a Freehold Enfranchisement matter before the tribunal for a Hainault property is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The unexpired residue of the current lease was 69.26 years.

Last updated

Find out more about how flying freehold can affect your the value of a property.