My friend's sister is a property lawyer. I hope that I will receive friends and family pricing for conveyancing, but if not, what level of fees would I typically be looking at for conveyancing in Fairlop?

Do contrast pricing. Make use of our comparison tool on this site. The amounts may contrast greatly but service levels do differ between conveyancers as is the case with most professions.

This question may be naive but I am new to the home buying as a 1st time purchaser of a two bedroom flat in Fairlop. Do I collect the keys to the property on completion from my solicitor? If this is the case, I will find a High Street conveyancing solicitor in Fairlop?

On the day of completion you do not need to go to the conveyancers office in Fairlop. Conveyancing lawyers for you will transfer the completion advance to the owner’s lawyers, and once they have received this, you should be called to pick up the keys from the selling Agents and move into your new home. Usually this occurs between 1 and 3pm.

When it comes to lenders such as Lloyds, do Fairlop solicitors face a yearly amount to be on the list of approved solicitors?

We are not aware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

I am due to exchange contracts on my apartment. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being problematic. The Fairlop solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?

It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Given that I will soon spend 450k on a two bedroom apartment in Fairlop I would like to talk to a conveyancer about myhome move prior to instructing the firm. Can this be arranged?

This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you liaising with the lawyer due to be conducting your property ownership legalities in Fairlop.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Fairlop should be the amount on the final invoice that you are charged.

Am I better off to instruct a Fairlop conveyancing lawyer in close proximity to the house I am hoping to buy? I have an old university friend who can handle the legal formalities but his firm is located 200miles drive away.

The primary upside of using a high street Fairlop conveyancing practice is that you can drop in to sign paperwork, hand in your ID and apply pressure on them where appropriate. They will also have local intelligence which is a plus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and on the whole were impressed that must outweigh using an unfamiliar Fairlop conveyancing solicitor just because they are round the corner.

I have miscalculated my finances and am a couple of grand short a 10% deposit on my apartment purchase in Fairlop , but I still want to proceed. What can I do?

One option is to try and accept a lower deposit. Most property owners will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment